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Credit union · NCUA insured

Town of Cheektowaga Federal Credit Union Savings Rates

Top Carrot, Carrot Score 94Top Carrot

Town of Cheektowaga Federal Credit Union’s best savings rate is 0.40% APY on $10,000, with its Share Accounts. Rates checked October 16, 2026.

How Town of Cheektowaga Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Buffalo, NY, where Town of Cheektowaga Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 94

    This credit union’s best

    Town of Cheektowaga Federal Credit Union

    0.40%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $40

    Share Accounts

  • Top rate

    HSBC USA

    4.40%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $440

    HSBC USA rates

  • 2nd-highest rate

    Northwest Bank

    4.00%APY

    Requires
    None
    Minimum
    $1
    Earns on $10,000 a year
    $400

    Northwest Bank rates

Compare savings rates near you →

Town of Cheektowaga Federal Credit Union savings score

76

Savings score

Higher than 43% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.40%
  • $10,000 balance$10,0000.40%
  • $100,000 balance$100,0000.60%
  • QualifiedQualified0.40%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Town of Cheektowaga Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Town of Cheektowaga Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of A.G. Roehrig & Son are eligible for membership.
  • Members of Bellevue Volunteer Fire Department are eligible for membership.
  • Members of Cleveland Hill Fire Department No. 6 are eligible for membership.
  • Members of Francis J. Donovan Post # 1626 are eligible for membership.
  • Members of Doyle Hose Company No.1 are eligible for membership.
  • Members of Forks Fire District #3 are eligible for membership.
12 more ways to join

Employers and groups

  • Members of Cheektowaga Historical Association are eligible for membership.
  • Members of Hy-View Fire Company in the Town of Cheektowaga are eligible for membership.
  • Members of U-Crest Fire Company, Inc. District No. 4 are eligible for membership.

Military, government and schools

  • Employees of this credit union are eligible for membership.
  • Employees and elected / appointed officials of the Town of Cheektowaga are eligible for membership.
  • Members of Pvt. Leonard Post, Jr. Post No.6251 Veterans of Foreign Wars are eligible for membership.
  • Employees and elected / appointed officials of the Village of Depew are eligible for membership.
  • Employees and elected / appointed officials of the Village of Sloan are eligible for membership.

Family and household

  • Members of the immediate family or household of eligible persons are eligible for membership.
  • Spouses of persons who died within the field of membership of the credit union are eligible for membership.

Other ways

  • Organizations of eligible persons, and corporate or other legal entities are eligible for membership.
  • Persons retired as pensioners or annuitants from the qualifying employment groups are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Town of Cheektowaga Federal Credit Union overview