Credit union · NCUA insured
AFGM Enterprises Federal Credit Union Savings Rates
AFGM Enterprises Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Accounts. Rates checked October 16, 2026.
How AFGM Enterprises Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Buffalo, NY, where AFGM Enterprises Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
AFGM Enterprises Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $25
Share Accounts
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
AFGM Enterprises Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AFGM Enterprises Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Accounts
0.25%APY
Primary account for all members representing ownership in the Credit Union. Dividends are paid quarterly based on the average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a minimum balance of $5.00 to remain active. Accounts require a minimum average daily balance of $100.00 to earn dividends/APY. A $5.00 monthly fee applies for no activity on balances under $100.00.$100 and up | 0.25% | $25 | Must maintain a minimum balance of $5.00 to remain active. Accounts require a minimum average daily balance of $100.00 to earn dividends/APY. A $5.00 monthly fee applies for no activity on balances under $100.00. |
Special-purpose accounts
Christmas Club
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Who can join AFGM Enterprises Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Membership is open to employees and retirees of General Mills, Inc., as well as all of their immediate family members.
- Membership is open to employees and retirees of Archer Daniels Midland Co. (ADM), as well as all of their immediate family members.
- Membership is open to employees and retirees of BCT Grain Millers Local 36G, as well as all of their immediate family members.
- Membership is open to employees and retirees of AFGM Enterprises FCU, as well as all of their immediate family members.
- Membership is open to employees and retirees of Shuman Plastics, as well as all of their immediate family members.
- Membership is open to employees and retirees of Sellmore Industries, as well as all of their immediate family members.
2 more ways to join
Family and household
- Membership is open to employees and retirees of Santoro Sign Company, as well as all of their immediate family members.
- Membership is open to employees and retirees of AFGM Grain Millers' Retirees Club, as well as all of their immediate family members.
Membership information collected October 5, 2026.