Credit union · NCUA insured
Town of Cheektowaga Federal Credit Union
Top CarrotA $37.8M credit union headquartered in Cheektowaga, NY, with 1,483 members and 1 branch in New York. Best rates: CDs 4.32% and savings 0.40% APY.
Town of Cheektowaga Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#7 of 52 in Buffalo, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Town of Cheektowaga Federal Credit Union
Town of Cheektowaga Federal Credit Union is a Cheektowaga, New York financial cooperative chartered in 1980 to provide savings and loans for Town employees.
Originally founded as Town of Cheektowaga Employees Federal Credit Union, it adopted its current name in 2004.
- Headquarters
- 3251 BROADWAY St, Cheektowaga, NY 14227-1033
- NCUA charter
- 23717
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of A.G. Roehrig & Son are eligible for membership.
- Members of Bellevue Volunteer Fire Department are eligible for membership.
- Members of Cleveland Hill Fire Department No. 6 are eligible for membership.
- Members of Francis J. Donovan Post # 1626 are eligible for membership.
- Members of Doyle Hose Company No.1 are eligible for membership.
- Members of Forks Fire District #3 are eligible for membership.
12 more ways to join
Employers and groups
- Members of Cheektowaga Historical Association are eligible for membership.
- Members of Hy-View Fire Company in the Town of Cheektowaga are eligible for membership.
- Members of U-Crest Fire Company, Inc. District No. 4 are eligible for membership.
Military, government and schools
- Employees of this credit union are eligible for membership.
- Employees and elected / appointed officials of the Town of Cheektowaga are eligible for membership.
- Members of Pvt. Leonard Post, Jr. Post No.6251 Veterans of Foreign Wars are eligible for membership.
- Employees and elected / appointed officials of the Village of Depew are eligible for membership.
- Employees and elected / appointed officials of the Village of Sloan are eligible for membership.
Family and household
- Members of the immediate family or household of eligible persons are eligible for membership.
- Spouses of persons who died within the field of membership of the credit union are eligible for membership.
Other ways
- Organizations of eligible persons, and corporate or other legal entities are eligible for membership.
- Persons retired as pensioners or annuitants from the qualifying employment groups are eligible for membership.
Branches
1 branch in New York
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New York
1 branch
- Town Of Cheektowaga FcuMain office3251 BROADWAY St, Cheektowaga, NY 14227Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.16% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.36% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $40 | $59 | — |
- CapitalNet worth ratio17.16%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.36%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$40Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Town of Cheektowaga Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.