Bank · FDIC insured
Alden State Bank Savings Rates
Alden State Bank’s best savings rate is 0.05% APY, with its Free Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How Alden State Bank’s savings rates compare
Compared with banks and credit unions near Buffalo, NY, where Alden State Bank has the most branches. $10,000, best rate first.
This bank’s best
Alden State Bank
0.05%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $5
Free Kasasa Saver
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Alden State Bank savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alden State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
1.25%APY on $10,000
Must maintain an active Kasasa Cash or Kasasa Cash Back checking account to have a Kasasa Saver account. Requires enrollment in online banking and eStatements.
| Part of the balance | Rate on that part |
|---|---|
| Up to $25,000 | 1.24% |
| $25,000 and up | 0.35% |
On $10,000 the tiers blend to about 1.25% APY, earning $125 a year.
Sources (3)
- aldenstate.com/personal/personal-savings
- aldenstate.com/personal/person…s/free-kasasa-saver.html
- aldenstate.com/rates.html
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.