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Credit union · NCUA insured

Niagara Falls Teachers Federal Credit Union Savings Rates

Niagara Falls Teachers Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Regular Shares. Rates checked October 5, 2026.

How Niagara Falls Teachers Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Buffalo, NY, where Niagara Falls Teachers Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Niagara Falls Teachers Federal Credit Union

    0.05%APY

    Requires
    None
    Minimum
    $5
    Earns on $10,000 a year
    $5

    Regular Shares

  • Top rate

    HSBC USA

    4.40%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $440

    HSBC USA rates

  • 2nd-highest rate

    Northwest Bank

    4.00%APY

    Requires
    None
    Minimum
    $1
    Earns on $10,000 a year
    $400

    Northwest Bank rates

Compare savings rates near you →

Niagara Falls Teachers Federal Credit Union savings score

61

Savings score

Higher than 3% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.05%
  • $10,000 balance$10,0000.05%
  • $100,000 balance$100,0000.05%
  • QualifiedQualified0.05%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Niagara Falls Teachers Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Niagara Falls Teachers Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← Niagara Falls Teachers Federal Credit Union overview