Credit union · NCUA insured
Lockport Schools & Community Federal Credit Union Savings Rates
Lockport Schools & Community Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Share Savings Account. Rates checked October 16, 2026.
How Lockport Schools & Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Buffalo, NY, where Lockport Schools & Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lockport Schools & Community Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Share Savings Account
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Lockport Schools & Community Federal Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lockport Schools & Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.15%APY
Membership eligibility is required (live, work, conduct business, worship, attend school, or volunteer in the City or Town of Lockport). Dividends are compounded on the average daily balance after meeting a minimum account balance, paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $2,000 | 0.10% | — |
| $2,000 – $5,000 | 0.15% | — |
| $5,000 – $20,000 | 0.15% | $15 |
| $20,000 and up | 0.25% | — |
Special-purpose accounts
I.R.A. Share Accounts
0.30%APY
Membership eligibility is required (live, work, conduct business, worship, attend school, or volunteer in the City or Town of Lockport). Dividends are compounded on the average daily balance after meeting a minimum account balance, paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Club Account
0.15%APY
Membership eligibility is required (live, work, conduct business, worship, attend school, or volunteer in the City or Town of Lockport). Dividends are compounded on the average daily balance after meeting a minimum account balance, paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $2,000 | 0.10% | — |
| $2,000 – $5,000 | 0.15% | — |
| $5,000 – $20,000 | 0.15% | $15 |
| $20,000 and up | 0.25% | — |
Who can join Lockport Schools & Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.