Credit union · NCUA insured
Good Neighbors
Top CarrotA $92.2M credit union headquartered in Depew, NY, with 10,568 members and 2 branches in New York. Best rates: CDs 3.29% and savings 0.75% APY.
Good Neighbors Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#11 of 52 in Buffalo, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Good Neighbors
Founded in 1957 as Lancaster Central Federal Credit Union to serve Lancaster School District employees, Good Neighbors Credit Union is a member-owned financial institution.
Over time, it merged with Depew Teachers, Scott A.T.O., Buffalo Cooperative, and Iroquois Central Schools Federal Credit Unions.
Operating branches in Buffalo and Depew, the credit union serves individuals who live, work, worship, or attend school in Erie County.
- Headquarters
- 5145 Broadway, Depew, NY 14043
- NCUA charter
- 11663
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Erie County are eligible to join.
Family and household
- Immediate family members of current members are eligible to join.
Branches
2 branches in New York
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New York
2 branches
- Good Neighbors CU Main OfficeMain office5145 Broadway, Depew, NY 14043Directions
- Good Neighbors City Branch (2)251 Grant St, Buffalo, NY 14213Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.61% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.85% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.15% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $73 | $59 | — |
- CapitalNet worth ratio7.61%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.85%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.15%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$73Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Good Neighbors are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.