Griffith Institute Employees Federal Credit Union Savings & Money Market Rates

How Griffith Institute Employees Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Buffalo, NY, where Griffith Institute Employees Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Griffith Institute Employees Federal Credit Union
0.55%APY
Requires
None
Minimum
$5
Earns on $10,000 a year
$55
Share Accounts
Top rate
HSBC USA
4.40%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$440
HSBC USA rates
2nd-highest rate
Northwest Bank
4.00%APY
Requires
None
Minimum
$1
Earns on $10,000 a year
$400
Northwest Bank rates

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Savings score

Higher than 54% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.55%
$10,000 balance$10,0000.55%
$100,000 balance$100,0000.55%
QualifiedQualified0.55%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Griffith Institute Employees Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Accounts

0.55%APY$5 to open

Regular savings accounts (share accounts). Requires purchasing a $5.00 share and paying a one-time fee of $1.00 for membership. $5.00 minimum balance required to keep the account open.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMinimum balance of $100.00 to earn interest/dividends. $5.00 minimum opening deposit. Dividends compounded daily and credited quarterly.$100 and up	0.55%	$55	Minimum balance of $100.00 to earn interest/dividends. $5.00 minimum opening deposit. Dividends compounded daily and credited quarterly.

Sources (4)

All captured Sep 17, 2026

Special-purpose accounts

Club Accounts

0.55%APYClub

Includes Christmas Club and Vacation Club accounts. No penalty for early withdrawal. Christmas Club checks are mailed after the last payroll in October for the outstanding balance.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceBegins earning interest immediately with no minimum balance required to earn interest or keep open. No minimum opening balance requirement. Dividends compounded daily and credited quarterly.Any balance	0.55%	$55	Begins earning interest immediately with no minimum balance required to earn interest or keep open. No minimum opening balance requirement. Dividends compounded daily and credited quarterly.

Sources (4)

All captured Sep 17, 2026

Who can join Griffith Institute Employees Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Membership is open to employees of The Children's League of Springville.

Military, government and schools

Membership is open to anyone employed by the Springville-Griffith Institute Central School District.

Family and household

Eligibility is extended to the family of a member, including a spouse, child, grandchild, parent, or grandparent of the member, regardless of where they live or work.

Cost to join

A one-time processing fee of $1.00 is required to become a member.
An initial deposit/share purchase of at least $5.00 is required to become a member.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Griffith Institute Employees Federal Credit Union overview