Credit union · NCUA insured
Griffith Institute Employees Federal Credit Union
A $6M credit union headquartered in Springville, NY, with 594 members and 1 branch in New York. Best rates: CDs 3.56% and savings 0.55% APY.
Griffith Institute Employees Federal Credit Union Carrot Score
67
Carrot Score
Higher than 19% of U.S. banks and credit unions
#41 of 52 in Buffalo, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Griffith Institute Employees Federal Credit Union
Griffith Institute Employees Federal Credit Union was established in 1961 by teachers in the Griffith Institute Central School District to provide district employees access to savings and loan accounts.
In 2002, the credit union expanded its field of membership to include employees of The Children's League.
The member-owned financial cooperative is headquartered in Springville, New York.
- Headquarters
- 64 E Main St Ste 3, Springville, NY 14141
- NCUA charter
- 14505
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of The Children's League of Springville.
Military, government and schools
- Membership is open to anyone employed by the Springville-Griffith Institute Central School District.
Family and household
- Eligibility is extended to the family of a member, including a spouse, child, grandchild, parent, or grandparent of the member, regardless of where they live or work.
Cost to join
- A one-time processing fee of $1.00 is required to become a member.
- An initial deposit/share purchase of at least $5.00 is required to become a member.
Branches
1 branch in New York
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New York
1 branch
- Grifith Institute EFCUMain office64 E Main St Ste 3, Springville, NY 14141Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.96% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.56% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.41% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $45 | $59 | — |
- CapitalNet worth ratio8.96%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.56%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.41%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$45Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Griffith Institute Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.