Bank · FDIC insured
Alden State Bank
A $463.1M bank headquartered in Alden, NY, with 3 branches in New York. Best rates: CDs 3.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.50%CD rates →
- Savings680.05%1.25% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Alden State Bank
Founded in 1916, Alden State Bank serves people and small businesses in Alden, Clarence, Lancaster, and surrounding communities in Western New York.
- Headquarters
- 13216 Broadway St, Alden, NY 14004
- FDIC certificate
- 9831 ↗
Branches
3 branches in New York
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New York
3 branches
- Alden State BankMain office13216 Broadway St, Alden, NY 14004Directions
- Clarence Branch6545 Transit Rd, East Amherst, NY 14051Directions
- Lancaster Branch5802 Broadway St, Lancaster, NY 14086Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.18% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.63% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.15% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $78 | $81 | — |
- CapitalLeverage ratio15.18%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.63%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.15%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$78Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Alden State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.