Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Washington
- WCLA Credit UnionTiered-Rate Share AccountsSavings · $5,000 min · 1.30%–2.75% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Minimum to open and earn APY is $5,000.
Offer: Minimum to open and earn APY is $5,000.
1.29% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Tiered-Rate Share Accounts Balance APY Up to $24,999Your amount 1.30% $25,000 – $49,999 1.40% $50,000 – $99,999 1.50% $100,000 – $249,999 1.85% $250,000 – $999,999 2.00% $1,000,000 and up 2.75% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 75 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Salal Credit UnionPremium Plus Money MarketPremium Plus Money Market · $2,500 min · 1.00%–1.40% by balance
Credit union · 4 branches
1.10%APY$110 a year on $10,000Requirements
Product: $2,500 minimum opening balance. Fees could reduce earnings on the account. See Consumer Product & Fee Disclosure for details. Salal Credit Union membership required.
Offer: $2,500 minimum opening balance required.
1.00% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premium Plus Money Market Balance APY $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.10% $25,000 – $50,000 1.20% $50,000 – $100,000 1.30% $100,000 and up 1.40% Rate checked
More details - Cascade Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–1.25% by balance
Credit union · 4 branches
1.05%APY$105 a year on $10,000Requirements
Product: Six transactions are allowed each month (each transaction after that will incur a fee). Minimum deposit or withdrawal of $100. $2,500 minimum deposit to open and earn dividends. Fees may reduce earnings. Rates subject to change.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.00% $10,000 – $50,000Your amount 1.05% $50,000 – $100,000 1.15% $100,000 and up 1.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Goal-oriented term savings account (6-24 months); fee applies if funds are withdrawn prior to maturity.
Offer: Compounds & credits monthly; minimum to open none; minimum to earn dividends none; 6-24 month terms available; fee applies if funds withdrawn prior to maturity.
1.00% interest rate · Effective Apr 1, 2025
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: 1-year term. Requires a minimum $10 monthly deposit (maximum monthly deposit $5,000); if the monthly deposit is not made, the dividend rate defaults to the Regular Share rate. No monthly maintenance fee. Early withdrawal penalty may apply.
Offer: Qualifying tier: requires $10 or more deposit per month. Term is 1 year.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.
Offer: Requires 1 qualifying loan.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - evergreenDIRECT Credit UnionKasasa SaverSavings · $0 min · 0.05%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Tiered rate savings account available only to holders of a Kasasa Cash Checking, Kasasa Cashback Checking, Kasasa Play Checking, or Kasasa Eats Checking account. Must be enrolled in eStatements. Rewards and ATM fee refunds from linked Kasasa checking are automatically deposited into Kasasa Saver.
Offer: Rate applies to balance portion $0 to $25,000 when minimum qualifications are met on the linked Kasasa checking account (12 debit card purchases of at least $3 each, at least 1 ACH Debit payment or eDCU BillPay transaction, and log into online banking monthly).
Qualified rate · 0.99% interest rate · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 1.00% $25,000 and up 0.05% Rate checked
More details - Yakima Federal Savings And LoanSavings AdvantageSavings · $10,000 min · 0.00%–3.00% by balance
Bank · 10 branches
1.00%APY$100 a year on $10,000Requirements
Product: Open to all US residents. Interest rate earned is subject to daily balance and applicable rate tier; interest rate is subject to change.
Offer: Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change.
0.00% interest rate · Effective Sep 10, 2026
Rate by balance
Rate by balance for Savings Advantage Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $100,000 2.00% $100,000 and up 3.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Must qualify for credit union membership and maintain at least one share in savings. Rate may vary. Transfers from savings are limited to six per month.
Offer: Rate may vary. Minimum balance of $5.00.
Rate checked
More details - Red Canoe Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.95%–1.25% by balance
Credit union · 11 branches
0.95%APY$95 a year on $10,000Requirements
Product: Must maintain a $500 minimum balance to earn dividends; dividends are not earned for the month if the balance falls below $500 on the last day of the calendar month.
0.95% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $500 and up 0.95% $10,000 and upYour amount 0.95% $25,000 and up 1.00% $50,000 and up 1.05% $100,000 and up 1.25% Rate checked
More details - Northwest Plus Credit UnionRegular Money MarketRegular Money Market · $2,000 min · 0.70%–1.00% by balance
Credit union · 6 branches
0.85%APY$85 a year on $10,000Requirements
Product: No monthly service charges. $5 required to open savings account to obtain membership. Fees may reduce earnings. Funds on deposit over $250,000 may not be insured by NCUA.
0.70% interest rate · No monthly fee · Effective May 27, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $2,000 – $9,999 0.70% $10,000 – $24,999Your amount 0.85% $25,000 and up 1.00% Rate checked
More details - Great NorthWest Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.80%–1.50% by balance
Credit union · 5 branches
0.80%APY$80 a year on $10,000Requirements
Product: Minimum balance requirement of $2,500. If the daily balance falls below $2,500, there is a $10 charge for that month. If there are more than six withdrawals in a single month, there is a $10 charge. No debit cards are available for this product. Dividends paid monthly.
Offer: Minimum balance of $2,500 must be maintained to earn dividend. A $10 charge applies if the daily balance falls below $2,500.
0.80% interest rate · $10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.80% $25,001 – $50,000 0.80% $50,001 and up 1.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 8 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - O Bee Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.20%–3.25% by balance
Credit union · 6 branches
0.80%APY$80 a year on $10,000Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.80% $50,000 – $100,000 1.25% $100,000 – $250,000 1.50% $250,000 – $500,000 2.00% $500,000 – $1,000,000 3.00% $1,000,000 and up 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches