Credit union · NCUA insured
Northwest Plus Credit Union Savings Rates
Northwest Plus Credit Union’s best savings rate is 0.85% APY on $10,000, with its Regular Money Market. Rates checked October 22, 2026.
How Northwest Plus Credit Union’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where Northwest Plus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northwest Plus Credit Union
0.85%APY
- Requires
- None
- Earns on $10,000 a year
- $85
Regular Money Market
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $450
Northwest Plus Credit Union savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0001.51%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northwest Plus Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
2.02%APY on $10,000
Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fee. Limit one account per member. Requires credit union membership ($5 in regular savings).
| Part of the balance | Rate on that part |
|---|---|
| Up to $100,000 | 2.00% |
| $100,000 and up | 1.00% |
On $10,000 the tiers blend to about 2.02% APY, earning $202 a year.
Sources (3)
- nwpluscu.com/resources/rates.html
- nwpluscu.com/personal/savings/…al-savings-accounts.html
- nwpluscu.com/personal/savings/kasasa-saver.html
All captured Oct 15, 2026
Premium Money Market
Up to 1.76%APY
No monthly service charges. $5 required to open savings account to obtain membership. Fees may reduce earnings. Funds on deposit over $250,000 may not be insured by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50,000 – $99,999 | 1.26% | — |
| $100,000 – $249,999 | 1.51% | — |
| $250,000 and up | 1.76% | — |
Sources (2)
All captured Oct 15, 2026
Regular Money Market
0.85%APY
No monthly service charges. $5 required to open savings account to obtain membership. Fees may reduce earnings. Funds on deposit over $250,000 may not be insured by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $9,999 | 0.70% | — |
| $10,000 – $24,999 | 0.85% | $85 |
| $25,000 and up | 1.00% | — |
Sources (2)
All captured Oct 15, 2026
Regular Savings
0.25%APY
Key to membership and welcoming account holder as equal shareholder. $5.00 required to open savings account to obtain membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5.00 to earn interest.$5 and up | 0.25% | $25 | Minimum balance of $5.00 to earn interest. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Christmas Club
1.00%APY
Club savings account. Requires credit union membership ($5 opening deposit in regular savings).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance $0.00.Any balance | 1.00% | $100 | Minimum balance $0.00. |
Sources (1)
- nwpluscu.com/resources/rates.html · captured Oct 15, 2026
SMART Youth Saving
0.39%APY on $10,000
Designed for members 18 and under. Converts to Regular Savings account once member reaches age 19. No monthly service charge. $5 match from NW Plus CU on the $5.00 minimum opening deposit.
| Part of the balance | Rate on that part |
|---|---|
| Up to $500 | 5.00% |
| $500 and up | 0.15% |
On $10,000 the tiers blend to about 0.39% APY, earning $39 a year.
Sources (3)
- nwpluscu.com/resources/rates.html
- nwpluscu.com/personal/youth-accounts/youth-accounts.html
- nwpluscu.com/personal/youth-accounts/smart-savings.html
All captured Oct 15, 2026
Who can join Northwest Plus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in the State of Washington.
Cost to join
- A $5.00 deposit into a regular savings account is required to open an account and begin membership.
Membership information collected October 4, 2026.