Credit union · NCUA insured
evergreenDIRECT Credit Union Savings Rates
evergreenDIRECT Credit Union’s best savings rate is 0.35% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How evergreenDIRECT Credit Union’s savings rates compare
Compared with banks and credit unions near Olympia, WA, where evergreenDIRECT Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
evergreenDIRECT Credit Union
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $100
Kasasa Saver
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
evergreenDIRECT Credit Union savings score
77
Savings score
Higher than 44% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0001.26%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where evergreenDIRECT Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.35%APY
All Washington state residents are eligible to join. Membership requires purchasing and maintaining at least 1 share ($5.00 par value). Tiered rate applies to the full balance of the account once a balance range is met. Includes 3 free withdrawals per month (fees apply for additional withdrawals). Minimum deposit of $2,500 to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Daily balance of $2,500.00 to $9,999.99. Rate applies to the full balance of the account. | 0.30% | — | Daily balance of $2,500.00 to $9,999.99. Rate applies to the full balance of the account. |
| $10,000 – $20,000Daily balance of $10,000.00 to $19,999.99. Rate applies to the full balance of the account. | 0.35% | $35 | Daily balance of $10,000.00 to $19,999.99. Rate applies to the full balance of the account. |
| $20,000 – $35,000Daily balance of $20,000.00 to $34,999.99. Rate applies to the full balance of the account. | 0.40% | — | Daily balance of $20,000.00 to $34,999.99. Rate applies to the full balance of the account. |
| $35,000 – $50,000Daily balance of $35,000.00 to $49,999.99. Rate applies to the full balance of the account. | 0.50% | — | Daily balance of $35,000.00 to $49,999.99. Rate applies to the full balance of the account. |
| $50,000 – $75,000Daily balance of $50,000.00 to $74,999.99. Rate applies to the full balance of the account. | 0.60% | — | Daily balance of $50,000.00 to $74,999.99. Rate applies to the full balance of the account. |
| $75,000 and upDaily balance of $75,000.00 or greater. Rate applies to the full balance of the account. | 1.26% | — | Daily balance of $75,000.00 or greater. Rate applies to the full balance of the account. |
Sources (2)
All captured Oct 4, 2026
Kasasa Saver
Up to 1.00%APY
Tiered rate savings account available only to holders of a Kasasa Cash Checking, Kasasa Cashback Checking, Kasasa Play Checking, or Kasasa Eats Checking account. Must be enrolled in eStatements. Rewards and ATM fee refunds from linked Kasasa checking are automatically deposited into Kasasa Saver.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Rate applies to balance portion $0 to $25,000 when minimum qualifications are met on the linked Kasasa checking account (12 debit card purchases of at least $3 each, at least 1 ACH Debit payment or eDCU BillPay transaction, and log into online banking monthly). | 1.00% | $100 | Rate applies to balance portion $0 to $25,000 when minimum qualifications are met on the linked Kasasa checking account (12 debit card purchases of at least $3 each, at least 1 ACH Debit payment or eDCU BillPay transaction, and log into online banking monthly). |
| Any balanceBase rate applies to the entire balance if qualification requirements are not met during the monthly qualification cycle on the linked Kasasa checking account. | 0.05% | $5 | Base rate applies to the entire balance if qualification requirements are not met during the monthly qualification cycle on the linked Kasasa checking account. |
| $25,000 and upRate applies to portion of balance over $25,000 when qualifications are met on the linked Kasasa checking account. | 0.05% | — | Rate applies to portion of balance over $25,000 when qualifications are met on the linked Kasasa checking account. |
Limited Auxiliary Savings
0.05%APY
Auxiliary savings account option to save for specific goals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum balance to earn dividends.$100 and up | 0.05% | $5 | $100 minimum balance to earn dividends. |
Savings Account
0.05%APY
Requires maintaining a $5 minimum share to establish and maintain membership. Dividends earn on balances of $250 or more. NCUA insured up to $250,000. Includes 3 free withdrawals per month with a 50-cent fee per excess withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and up$250 minimum balance to earn dividends. $5 minimum deposit to open and maintain.$250 and up | 0.05% | $5 | $250 minimum balance to earn dividends. $5 minimum deposit to open and maintain. |
Unlimited Auxiliary Savings
0.05%APY
Auxiliary savings account option to save for specific goals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and up$250 minimum balance to earn dividends.$250 and up | 0.05% | $5 | $250 minimum balance to earn dividends. |
Special-purpose accounts
Coverdell Education Savings Account
0.25%APY
Coverdell Education Savings Account option. No setup fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and up$250 minimum deposit to open and earn dividends.$250 and up | 0.25% | $25 | $250 minimum deposit to open and earn dividends. |
Individual Retirement Accounts (IRAs)
0.25%APY
Traditional and Roth IRA options available. $35 yearly maintenance fee if combined IRA balances at year end is less than $1,000. $25 IRA closure fee. Subject to closure if balance falls below $250.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and up$250 minimum deposit to open and earn dividends; account subject to closure if balance falls below $250. $35 annual maintenance fee applies if combined IRA balances at year end are less than $1,000.$250 and up | 0.25% | $25 | $250 minimum deposit to open and earn dividends; account subject to closure if balance falls below $250. $35 annual maintenance fee applies if combined IRA balances at year end are less than $1,000. |
Rock E. Raccoon Savings
0.10%APY
Savings exclusively for young savers up to 12 years old. Members receive stamps and earn prizes for deposits made in person. Must maintain $5 to establish and maintain membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$25 minimum balance to earn dividends. $5 minimum opening deposit and maintenance. Available to youth up to 12 years old.$25 and up | 0.10% | $10 | $25 minimum balance to earn dividends. $5 minimum opening deposit and maintenance. Available to youth up to 12 years old. |
Who can join evergreenDIRECT Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Washington State is eligible to join.
Military, government and schools
- Anyone who is part of any school district in Washington State is eligible to join.
Family and household
- Relatives of current members are eligible to join, regardless of where they live.
Cost to join
- Membership requires opening a Savings Account.
Membership information collected October 4, 2026.