Credit union · NCUA insured
evergreenDIRECT Credit Union
A $77.6M credit union headquartered in Tumwater, WA, with 4,778 members and 2 branches in Washington. Best rates: CDs 2.25% and savings 0.35% APY.
evergreenDIRECT Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#8 of 25 in Olympia, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About evergreenDIRECT Credit Union
evergreenDIRECT Credit Union is a member-owned, not-for-profit credit union where members are also owners.
- Headquarters
- 6001 Capitol Blvd SW, Tumwater, WA 98501-5290
- NCUA charter
- 68546
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Washington State is eligible to join.
Military, government and schools
- Anyone who is part of any school district in Washington State is eligible to join.
Family and household
- Relatives of current members are eligible to join, regardless of where they live.
Cost to join
- Membership requires opening a Savings Account.
Branches
2 branches in Washington
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Washington
2 branches
- EvergreenDIRECT CUMain office6001 Capitol Blvd SW, Tumwater, WA 98501Directions
- EvergreenDIRECT CU1018 Union Ave SE, Olympia, WA 98501Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.47% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.63% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.03% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio11.47%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.63%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.03%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of evergreenDIRECT Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.