Credit union · NCUA insured
Northwest Plus Credit Union
A $318.2M credit union headquartered in Everett, WA, with 15,213 members and 6 branches in Washington. Best rates: CDs 3.54% and savings 0.85% APY.
Northwest Plus Credit Union Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#13 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Northwest Plus Credit Union
Founded in 1939, Northwest Plus Credit Union is a member-owned, not-for-profit financial cooperative.
Serving members across Washington with six branch locations, the credit union holds the Juntos Avanzamos designation for empowering Hispanic and immigrant consumers.
- Headquarters
- 2821 Hewitt Ave, Everett, WA 98201
- NCUA charter
- 67262
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in the State of Washington.
Cost to join
- A $5.00 deposit into a regular savings account is required to open an account and begin membership.
Branches
6 branches in Washington
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Washington
6 branches
Seattle area · 5
- EverettMain office2821 Hewitt Ave, Everett, WA 98201Directions
- Smokey Point17021 Smokey Point Blvd, Arlington, WA 98223Directions
- Murphys Corner2003 132nd St SE Ste D, Everett, WA 98208Directions
- Marysville9417 State Ave, Marysville, WA 98270Directions
- Stanwood9225 271st St NW, Stanwood, WA 98292Directions
Mount Vernon area · 1
- Burlington115 Cedar St, Burlington, WA 98233Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.56% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.80% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.67% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $64 | $76 | — |
- CapitalNet worth ratio13.56%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.80%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.67%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$64Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Northwest Plus Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.