Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 436–450 results in Texas
- 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes your ECU membership and qualifies you as a shareholder in ECU.
Offer: Applies to any amount greater than $5.00. Dividends are paid monthly.
0.30% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Allows selecting the date your Stash Your Cash Account balance automatically transfers to your Regular Savings Account. Early withdrawals permitted.
Offer: Applies to any amount greater than $5.00. Dividends are compounded monthly.
0.30% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Open to Energy One members. Maintain a $100 daily balance to earn quarterly dividends. A $2 monthly service fee applies if balance drops below $100 at any time during the month and member has no other loans or accounts. ATM access included (restrictions may apply).
Offer: Quarterly compounding; requires $100 daily balance to earn dividends. $2 monthly fee waived if balance stays at or above $100 or member has other loans/accounts.
$2 monthly fee · Effective Jun 9, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Minimum opening deposit of $200.00 ($25.00 for minors). A minimum balance fee applies if the balance falls below $200.00 (waived for minors). Interest is compounded and posted quarterly. Pre-authorized, automatic, or telephone transfers are limited to 6 per 4-week period.
Offer: Fixed interest rate compounded and posted quarterly. Minimum opening deposit $200.00 ($25.00 for minors). Minimum balance fee applies if balance falls below $200.00 (fee does not apply to minors).
0.30% interest rate · Effective Sep 1, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 33 branches
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - East Texas Professional Credit UnionShare / Secondary Share Savings AccountsSavings · $100 min · 0.20%–0.30% by balance
Credit union · 18 branches
0.30%APY$30 a year on $10,000intro rateRequirements
Product: To enjoy membership benefits, must open a savings account with a minimum deposit of $5 which remains on deposit throughout membership duration. Dividends compounded and credited quarterly. Rates anticipated for 4th Quarter; actual rates declared December 31, 2026.
Offer: Dividends compounded and credited quarterly.
Promotional rate · 0.20% interest rate
Rate by balance
Rate by balance for Share / Secondary Share Savings Accounts Balance APY $100 – $2,500 0.20% $2,500 – $10,000 0.30% $10,000 and upYour amount 0.30% Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - Woodforest National BankSavings AccountSavings · $25 min · 0.05%–0.30% by balance
Bank · 213 branches
0.30%APY$30 a year on $10,000Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - White Sands Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.30%–1.76% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Available to members who live, work, or worship in Dona Ana, Sierra, El Paso, or Hudspeth County, family members of current members, or anyone over age 55 in the community. Requires a one-time $10 membership fee. With a minimum opening balance and maintained minimum daily balance. APY is based on compounded rate. The dividend rate and annual percentage yield may change monthly. There is a minimum average daily balance to avoid a service fee. Dividends calculated on average daily balance; accrued dividends not paid if closed prior to crediting. Maximum of 6 preauthorized, automatic, or telephone transfers per month by check, draft, or debit card to a third party.
Offer: Requires a minimum balance of $2,500 to earn stated rate.
0.30% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.30% $25,000 and up 0.80% $50,000 and up 0.90% $100,000 and up 1.26% $200,000 and up 1.76% Rate checked
More details - Normangee State BankMoney Market SavingsMoney Market Savings · $2,500 min · 0.20%–0.40% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Interest will not be paid if balance falls below $2,500.00. Monthly maintenance fee of $20.00 if balance falls below $2,500.00 daily balance. 3 free withdrawals per month ($3.00 for each additional withdrawal).
Offer: $20.00 monthly fee if daily balance falls below $2,500.00; interest will not be paid if balance falls below $2,500.00
0.20% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.20% $10,000 – $24,999Your amount$20.00 monthly fee if daily balance falls below $2,500.00 0.30% $25,000 and up$20.00 monthly fee if daily balance falls below $2,500.00 0.40% Rate checked
More details - Greater Texas Credit UnionMoney Market AccountMoney Market Account · 0.00%–0.50% by balance
Credit union · 15 branches
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly. Daily Balance Method calculation.
Offer: Daily Balance Method.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.30% $25,000 – $75,000 0.35% $75,000 – $150,000 0.40% $150,000 and up 0.50% Rate checked
More details - Texas Plains Federal Credit UnionRegular Share Savings AccountSavings · $25 min · 0.20%–0.30% by balance
Credit union · 7 branches
0.30%APY$30 a year on $10,000Requirements
Product: Maintains Texas Plains Federal membership. Dividends calculated by daily balance method, compounded and paid monthly.
0.20% interest rate · Effective Sep 1, 2025
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $4,999 0.20% $5,000 – $9,999 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - Baylor Health Care System Credit UnionRegular Share (Savings)Savings · $100 min
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Represents share/ownership in the Credit Union. Minimum $25 deposit into Savings account required to join the Credit Union and start membership.
Offer: Daily dividend frequency. Minimum balance to earn dividend is $100.
0.30% interest rate · Effective Jul 1, 2022
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches