Credit union · NCUA insured
Texas Plains Federal Credit Union Savings Rates
Texas Plains Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Regular Share Savings Account. Rates checked October 16, 2026.
How Texas Plains Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Amarillo, TX, where Texas Plains Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Texas Plains Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $30
Regular Share Savings Account
Top rate
First National Bank of Hereford
3.03%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $303
2nd-highest rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
Texas Plains Federal Credit Union savings score
75
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0002.53%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas Plains Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premium Savings Account
2.53%APY
Minimum balance of $25,000 required. Dividends are calculated on an average daily balance, compounded and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upMinimum balance of $25,000 required.$25,000 and up | 2.53% | — | Minimum balance of $25,000 required. |
Kasasa Saver
Up to 1.50%APY
Free savings account linked with Kasasa Cash or Kasasa Cash Back. Automatically receives transfers of rewards and ATM fee refunds earned on the linked checking account. Limit 1 account per SSN. Requires maintaining the linked Kasasa checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Qualifying rate applies to average daily balance up to $25,000 when linked Kasasa Cash qualifications are met: at least 12 debit card purchases post and settle, enrolled in e-statements, and log into online banking at least once per Monthly Qualification Cycle. | 1.50% | $150 | Qualifying rate applies to average daily balance up to $25,000 when linked Kasasa Cash qualifications are met: at least 12 debit card purchases post and settle, enrolled in e-statements, and log into online banking at least once per Monthly Qualification Cycle. |
| Any balanceBase rate applied to entire balance if qualifications are not met during a Monthly Qualification Cycle. | 0.05% | $5 | Base rate applied to entire balance if qualifications are not met during a Monthly Qualification Cycle. |
| $25,000 and upQualifying rate applies to portion of average daily balance greater than $25,000 when linked Kasasa Cash qualifications are met, resulting in an APY ranging from 0.49% to 1.50% depending on balance. | 0.50% | — | Qualifying rate applies to portion of average daily balance greater than $25,000 when linked Kasasa Cash qualifications are met, resulting in an APY ranging from 0.49% to 1.50% depending on balance. |
Sources (1)
- texasplainsfederal.org/kasasa-rewards · captured Sep 17, 2026
Regular Share Savings Account
0.30%APY
Maintains Texas Plains Federal membership. Dividends calculated by daily balance method, compounded and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.20% | — |
| $5,000 – $9,999 | 0.25% | — |
| $10,000 and up | 0.30% | $30 |
Special-purpose accounts
IRA Accounts (Traditional & Roth)
1.01%APY
Traditional and Roth IRA savings accounts. Accepts transfers and rollovers from other IRAs. Minimum balance of $25 required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25 required.$25 and up | 1.01% | $101 | Minimum balance of $25 required. |
HSA Accounts
0.15%APY
Available to individuals currently enrolled in a High-Deductible Health Plan (HDHP). Offers tax-deductible contributions, tax-deferred earnings, and tax-free distributions for qualified medical expenses.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Who can join Texas Plains Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.