Credit union · NCUA insured
Baylor Health Care System Credit Union Savings Rates
Baylor Health Care System Credit Union’s best savings rate is 0.30% APY on $10,000, with its Regular Share (Savings). Rates checked October 16, 2026.
How Baylor Health Care System Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Baylor Health Care System Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Baylor Health Care System Credit Union
0.30%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $30
Regular Share (Savings)
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Baylor Health Care System Credit Union savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Baylor Health Care System Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share (Savings)
0.30%APY
Represents share/ownership in the Credit Union. Minimum $25 deposit into Savings account required to join the Credit Union and start membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily dividend frequency. Minimum balance to earn dividend is $100.$100 and up | 0.30% | $30 | Daily dividend frequency. Minimum balance to earn dividend is $100. |
Secondary Share (Savings)
0.30%APY
Option for setting aside funds for special projects, vacation, taxes, or unplanned expenses. Can be opened via Online Banking by existing members.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily dividend frequency. Minimum balance to earn dividend is $100.$100 and up | 0.30% | $30 | Daily dividend frequency. Minimum balance to earn dividend is $100. |
Special-purpose accounts
IRA
0.50%APY
Options include Traditional, ROTH, and Educational IRAs. Insured by NCUA up to $250,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upApplies to all IRA savings account types. Daily dividend frequency. Minimum balance to earn dividend is $25.$25 and up | 0.50% | $50 | Applies to all IRA savings account types. Daily dividend frequency. Minimum balance to earn dividend is $25. |
Christmas Club
0.20%APY
Members can access funds starting on November 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDaily dividend frequency. Minimum balance to earn dividend is $25.$25 and up | 0.20% | $20 | Daily dividend frequency. Minimum balance to earn dividend is $25. |
Who can join Baylor Health Care System Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.