Credit union · NCUA insured
East Texas Professional Credit Union
Top CarrotA $1.4B credit union, the 350th largest of 4,329, headquartered in Longview, TX, with 104,913 members and 18 branches in Texas. Best rates: CDs 4.25% and savings 0.50% APY.
East Texas Professional Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 97% of U.S. banks and credit unions
#2 of 17 in Longview, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About East Texas Professional Credit Union
Established in 1953 in Texas for Texans, East Texas Professional Credit Union began as a member-owned and operated financial cooperative and remains locally owned and governed.
Formed to provide a secure place for members to manage their finances, the credit union operates five locations in Longview alongside offices across fifteen other East Texas communities.
- Headquarters
- 5000 George Richey Rd, Longview, TX 75604-9291
- NCUA charter
- 67761
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who live or work in Anderson County.
- Membership is open to all who live or work in Angelina County.
- Membership is open to all who live, work, or attend school within a 10-mile radius of an ETPCU office location in Camp County.
- Membership is open to all who live, work, or attend school within a 10-mile radius of an ETPCU office location in Cass County.
- Membership is open to all who live or work in the northern half of Cherokee County.
- Membership is open to all who live, work, or attend school within a 10-mile radius of an ETPCU office location in Franklin County.
19 more ways to join
Where you live or work
- Membership is open to all who live or work in Gregg County.
- Membership is open to all who live or work in Harrison County.
- Membership is open to all who live or work in Henderson County.
- Membership is open to all who live, work, or attend school in Marion County.
- Membership is open to all who live or work in Morris County.
- Membership is open to all who live or work in Nacogdoches County.
- Membership is open to all who live or work in Panola County.
- Membership is open to all who live or work in Rusk County.
- Membership is open to all who live or work in Smith County.
- Membership is open to all who live, work, or attend school in Titus County.
- Membership is open to all who live, work, or attend school in Upshur County.
Employers and groups
- Membership is open to any business or organization whose employees or members are within the Camp County field of membership.
- Membership is open to employees of this credit union.
- Membership is open to employees of U.S. Steel, Texas Operations (formerly Lone Star Steel Company), Texas and Northern Railway Company, T&N Lone Star Warehouse Co., T&N Fabricators, Inc., and Lone Star Trucking Company, Inc., who work in Texas, Oklahoma, Illinois, Colorado, Ohio, Louisiana, Georgia, and Tennessee.
Military, government and schools
- Membership is open to all employed or certified to work in education, health care, professional fields, government / social services, and students (as outlined in written Board policy) in Camp County.
- Membership is open to all employed or certified to work in the education field in Avinger ISD and Hughes Springs ISD.
Family and household
- Membership is open to spouses of persons who died while within the field of membership of this Credit Union.
- Membership is open to relatives (including spouse, parents, grandparents, children, grandchildren, great grandchildren, brothers, sisters, and in-laws) of an individual who is either a current member or eligible for membership at East Texas Professional Credit Union.
Other ways
- Membership is open to persons receiving retirement, pension, or other benefits as a result of prior employment by any business or organization included within this field of membership.
Cost to join
- Each account holder must deposit a minimum share deposit of $5 into a savings account, remaining on deposit throughout membership.
Branches
18 branches in Texas
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Texas
18 branches
Longview area · 11
- Diana Office1978 US Highway 259 S, Diana, TX 75640Directions
- Gilmer Office1091 US Highway 271 N, Gilmer, TX 75644Directions
- Hallsville Office802 W Main Street, Hallsville, TX 75650Directions
- Henderson Office723 E Main St, Henderson, TX 75652Directions
- Kilgore Office304 N Kilgore St, Kilgore, TX 75662Directions
- Letourneau Office2310 S. High Street, Longview, TX 75602Directions
- Longview Main319 E Loop 281, Longview, TX 75605Directions
- Spring Hill Office3801 Gilmer Rd, Longview, TX 75604Directions
- Wildwood Office2395 H G Mosley Pkwy, Longview, TX 75604Directions
- Marshall North Office1708 E End Blvd N, Marshall, TX 75670Directions
- Marshall Office305 S Alamo Blvd, Marshall, TX 75670Directions
Carthage area · 1
- Carthage Office1925 W Panola St, Carthage, TX 75633Directions
Hughes Springs area · 1
- Hughes Springs1412 E 1st, Hughes Springs, TX 75656Directions
Jefferson area · 1
- Jefferson Office302 E Broadway St, Jefferson, TX 75657Directions
Lufkin area · 1
- Lufkin Office406 College Dr, Lufkin, TX 75904Directions
Mount Pleasant area · 1
- Mt. Pleasant North Office105 W 18th St, Mount Pleasant, TX 75455Directions
Nacogdoches area · 1
- Nacogdoches Office1407 Cardinal St, Nacogdoches, TX 75961Directions
Tyler area · 1
- Tyler Office850 Rice Rd, Tyler, TX 75703Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.38% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.41% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.81% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalNet worth ratio19.38%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.41%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.81%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of East Texas Professional Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.