Credit union · NCUA insured
Energy One Federal Credit Union
A $308.2M credit union headquartered in Tulsa, OK, with 16,745 members and 8 branches in 3 states. Best rates: CDs 4.10% and savings 0.50% APY.
Energy One Federal Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#19 of 44 in Tulsa, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Energy One Federal Credit Union
Originally chartered in 1935 under the Federal Credit Union Act, Energy One Federal Credit Union is a member-owned institution based in Tulsa, Oklahoma.
The credit union serves members and employees across the United States and around the world.
- Headquarters
- 6555 S Lewis Ave, Tulsa, OK 74136
- NCUA charter
- 256
Branches
8 branches in 3 states
Loading map…
Oklahoma
4 branches
- Tulsa Southern HillsMain office6555 S Lewis Ave, Tulsa, OK 74136Directions
- South Broken Arrow4912 W Washington St, Broken Arrow, OK 74012Directions
- Cw4500 S 129th East Ave, Tulsa, OK 74134Directions
- Tdt220 W 7th St, Tulsa, OK 74119Directions
Texas
3 branches
Houston area · 2
- Citgo Headquarters1293 Eldridge Pkwy, Houston, TX 77077Directions
- Greenway Plaza5 Greenway Plz, Ste 110, Houston, TX 77046Directions
Dallas area · 1
- Dallas14555 Dallas Pkwy Ste 145, Dallas, TX 75254Directions
California
1 branch
- Bakersfield9600 Ming Ave Ste 146, Bakersfield, CA 93311Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.28% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.76% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.86% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $65 | $76 | — |
- CapitalNet worth ratio11.28%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.76%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.86%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$65Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Energy One Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.