Bank · FDIC insured
Normangee State Bank
A $165.5M bank headquartered in Normangee, TX, with 2 branches in Texas. Best rates: CDs 3.03% and savings 0.30% APY.
Normangee State Bank Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#349 of 375 in TexasHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Normangee State Bank
Normangee State Bank was originally chartered in 1912 as the First National Bank before receiving a state charter and being renamed in 1962.
The bank has been locally owned and operated since 1967 when it was purchased by four businessmen.
It operates as a locally owned institution serving the Leon and Madison county area in Texas.
- Headquarters
- 202 Main Street, Normangee, TX 77871
- FDIC certificate
- 3368 ↗
Branches
2 branches in Texas
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Texas
2 branches
Normangee area · 1
- Normangee State BankMain office202 Main Street, Normangee, TX 77871Directions
Madisonville area · 1
- Madisonville Branch401 N May St, Madisonville, TX 77864Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.69% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.03% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.69% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $67 | $81 | — |
- CapitalLeverage ratio14.69%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.03%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.69%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$67Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Normangee State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.