Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Missouri
- Kansas City Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.00%–1.50% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are paid monthly.
Offer: Money Market Account dividends are paid monthly.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $49,999Your amount 1.00% $50,000 – $149,999 1.25% $150,000 and up 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of one account per Social Security Number. Automatic transfer of Kasasa Cash earnings to Kasasa Saver. Monthly qualification cycle requirements on linked checking account: at least 12 debit card purchases, enrolled in and agree to receive e-statements, maintain valid email address, and log into online/mobile banking.
Offer: Qualifications met in linked Kasasa Cash account during Monthly Qualification Cycle. Applies to average daily balances up to and including $30,000.00.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Nov 22, 2022
Rate by balance
Rate by balance for Free Kasasa Saver® Balance APY Up to $30,000Your amount 1.00% $30,000 and up 0.75%* Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Effective as of stated date. Rate subject to change without notice after account opening. Fees may reduce earnings. Maintain $1,000 balance to avoid $10 monthly fee.
Offer: Minimum opening deposit $1,000. Minimum balance to earn APY: Any balance.
1.00% interest rate
Rate checked
More details - Citizens-Farmers BankMoney Market AccountMoney Market Account · $100 min · 0.75%–1.51% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: * Daily Balance (balance in the account each day) to obtain APY. Fees may reduce earnings. Rates may change anytime.
Offer: Minimum balance to obtain APY is based on daily balance.
0.75% interest rate · Effective Feb 27, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1 and up 0.75% $1,000 and upYour amount 1.00% $25,000 and up 1.26% $50,000 and up 1.51% Rate checked
More details - 0.95%APY$95 a year on $10,000
Requirements
Product: A $25.00 minimum deposit holds membership. Dividends are paid quarterly. Deposits are insured up to $250,000 by NCUA.
0.95% interest rate
Rate checked
More details - Town & Country BankPREMIUM GOLD Money MarketPREMIUM GOLD Money Market · $10,000 min · 0.71%–1.42% by balance
Bank · 10 branches
0.92%APY$92 a year on $10,0000.71% interest rate · Effective Feb 3, 2023
Rate by balance
Rate by balance for PREMIUM GOLD Money Market Balance APY Up to $10,000 0.71% $10,000 – $25,000Your amount 0.92% $25,000 – $100,000 1.13% $100,000 and up 1.42% Rate checked
More details - Public Safety Credit UnionSmart AccountSmart Account · 0.00%–1.00% by balance
Credit union · 4 branches
0.85%APY$85 a year on $10,000Requirements
Product: Minimum balance to earn interest is $2,500. Limit of six transactions per month. Rates are subject to change at any time without notice.
Offer: Balance < $2,500.
0.00% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for Smart Account Balance APY Up to $2,499 0.00% $2,500 – $9,999 0.80% $10,000 – $24,999Your amount 0.85% $25,000 – $74,999 0.90% $75,000 and up 1.00% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Must be eligible for membership. Rates are subject to change at any time without notice. Insured by the NCUA.
Offer: Balance < $2500
0.00% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for Smart Account Balance APY Up to $2,500 0.00% $2,500 – $9,999 0.80% $10,000 – $24,999Your amount 0.85% $25,000 – $74,999 0.90% Over $75,000 1.00% Rate checked
More details - United Community Credit UnionSpecial Share SavingsSavings · $100 min · 0.75%–0.85% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Can be used for any purpose. Must maintain a $100.00 balance to earn dividends. If you close your account before dividends are paid you will not receive a dividend.
0.75% interest rate · Effective Jul 16, 2025
Rate by balance
Rate by balance for Special Share Savings Balance APY $100 – $5,000 0.75% $5,000 – $25,000Your amount 0.80% $25,000 and up 0.85% Rate checked
More details - United Community Credit UnionPrimary Share SavingsSavings · $100 min · 0.75%–0.85% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Must maintain a $100.00 balance to earn dividends. If you close your account before dividends are paid you will not receive a dividend.
0.75% interest rate · Effective Jul 16, 2025
Rate by balance
Rate by balance for Primary Share Savings Balance APY $100 – $5,000 0.75% $5,000 – $25,000Your amount 0.80% $25,000 and up 0.85% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 23 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Neighbors Credit UnionMoney MarketMoney Market · $2,000 min · 0.80%–2.25% by balance
Credit union · 8 branches
0.80%APY$80 a year on $10,000Requirements
Product: Start earning interest with just a $2,000 balance. Must open a Regular Savings Account and keep at least a $1 balance to join. Possible fees may apply if account falls below minimum balance requirement or if more than three check withdrawals per month.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.80% $10,000 – $24,999Your amount 0.80% $25,000 – $49,999 2.00% $50,000 – $74,999 2.00% $75,000 – $99,999 2.00% $100,000 – $149,999 2.00% $150,000 and up 2.25% Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must be linked to a High Interest Reward Checking or Cash Back Reward Checking account. To earn qualifying rate, linked checking account must satisfy monthly qualification cycle requirements (minimum 12 debit card purchases post, receive monthly e-Statements, and log into online banking at least once during cycle); otherwise earns non-qualifying rate.
Offer: Qualifying rate tier when linked checking account meets qualification cycle requirements.
Qualified rate · 0.75% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Reward Savings Balance APY Up to $15,000Your amount 0.75% Over $15,000 0.25% Rate checked
More details - Academy BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.60%–2.20% by balance
Bank · 29 branches
0.75%APY$75 a year on $10,000intro rateRequirements
Product: No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle; otherwise, a monthly service charge of $10 applies. 6 transactions per statement cycle allowed. Free eStatements or $5 paper statements. Closing new accounts within 90 days of opening results in a $25 early closure fee. Up to $100,000 ACH funding possible when opening online.
Offer: Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly.
Promotional rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.10% $100,000 – $250,000 1.50% $250,000 and up 2.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Missouri
488 accounts at 186 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch