Bank · FDIC insured
Academy Bank Savings Rates
Academy Bank’s best savings rate is 0.75% APY on $10,000, with its Premier Money Market Account. Rates checked October 16, 2026.
How Academy Bank’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Academy Bank has the most branches. $10,000, best rate first.
This bank’s best
Academy Bank
0.75%APY
- Minimum
- $25
- Earns on $10,000 a year
- $75
Premier Money Market Account
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Academy Bank savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0003.65%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Academy Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market Account
0.75%APY
No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle; otherwise, a monthly service charge of $10 applies. 6 transactions per statement cycle allowed. Free eStatements or $5 paper statements. Closing new accounts within 90 days of opening results in a $25 early closure fee. Up to $100,000 ACH funding possible when opening online.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. · $25 to open | 0.60% | $25 | — | Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. |
| $10,000 – $25,000Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. · $25 to open | 0.75% | $25 | $75 | Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. |
| $15,000 – $3,000,000Introductory promotional rate effective for 6 months from opening date of a new Premier Money Market account. Requires minimum new money deposit of $15,000 not transferred from existing Academy Bank account. Maximum deposit eligible is $3,000,000. Rate may change daily after opened. Compounded and credited monthly. · $15,000 to open | 3.65% | $15,000 | — | Introductory promotional rate effective for 6 months from opening date of a new Premier Money Market account. Requires minimum new money deposit of $15,000 not transferred from existing Academy Bank account. Maximum deposit eligible is $3,000,000. Rate may change daily after opened. Compounded and credited monthly. |
| $25,000 – $50,000Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. · $25 to open | 0.85% | $25 | — | Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. |
| $50,000 – $100,000Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. · $25 to open | 1.10% | $25 | — | Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. |
| $100,000 – $250,000Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. · $25 to open | 1.50% | $25 | — | Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. |
| $250,000 and upStandard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. · $25 to open | 2.20% | $25 | — | Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly. |
Sources (1)
- academybank.com/personal/save/money-market-account-rates · captured Oct 5, 2026
Special-purpose accounts
Premier Money Market IRA
0.75%APY
Debit cards, ATM cards, or checks are not available. View/inquiry only access to Digital Banking. Minimum balance fee of $10.00 imposed every month or statement period if balance falls below $1,000 on any day of the month or statement period. Closing new accounts within 90 days results in a $25 early closure fee. Open at branch.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. | 0.60% | — | Minimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. |
| $10,000 – $25,000Minimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. | 0.75% | $75 | Minimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. |
| $25,000 – $50,000Minimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. | 0.85% | — | Minimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. |
| $50,000 – $100,000Minimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. | 1.10% | — | Minimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. |
| $100,000 – $250,000Minimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. | 1.50% | — | Minimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. |
| $250,000 and upMinimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. | 2.20% | — | Minimum balance fee of $10.00 if balance falls below $1,000 on any day of statement period. Rate may change daily; compounded and credited monthly. |
Sources (1)
- academybank.com/personal/save/…money-market-and-cd-iras · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.