Credit union · NCUA insured
Kansas City Credit Union Savings Rates
Kansas City Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Kansas City Credit Union’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Kansas City Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kansas City Credit Union
1.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Kansas City Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kansas City Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.00%APY
Dividends are paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $49,999Money Market Account dividends are paid monthly. | 1.00% | $100 | Money Market Account dividends are paid monthly. |
| $50,000 – $149,999Money Market Account dividends are paid monthly. | 1.25% | — | Money Market Account dividends are paid monthly. |
| $150,000 and upMoney Market Account dividends are paid monthly. | 1.50% | — | Money Market Account dividends are paid monthly. |
Sources (1)
- kansascitycreditunion.com/savings-rates · captured Sep 17, 2026
Secondary Savings
0.03%APY
Membership eligibility required. Additional savings accounts that can be opened separate from a traditional savings account for specific goals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $4,999 | 0.03% | — |
| $5,000 – $9,999 | 0.03% | — |
| $10,000 – $49,999 | 0.03% | $3 |
| $50,000 – $74,999 | 0.05% | — |
| $75,000 and up | 0.05% | — |
Sources (3)
- kansascitycreditunion.com/savings-rates
- kansascitycreditunion.com/savings
- kansascitycreditunion.com/disclosures
All captured Sep 17, 2026
Share Savings Account
0.03%APY
Membership eligibility required (work, worship, or reside in Jackson, Cass or Clay County, MO, or select employee groups). $25 ownership share to open. Dividends are paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $4,999Dividends paid quarterly. Earn interest on balances over $100. | 0.03% | — | Dividends paid quarterly. Earn interest on balances over $100. |
| $5,000 – $9,999Dividends paid quarterly. | 0.03% | — | Dividends paid quarterly. |
| $10,000 – $49,999Dividends paid quarterly. | 0.03% | $3 | Dividends paid quarterly. |
| $50,000 – $74,999Dividends paid quarterly. | 0.05% | — | Dividends paid quarterly. |
| $75,000 and upDividends paid quarterly. | 0.05% | — | Dividends paid quarterly. |
Sources (3)
- kansascitycreditunion.com/savings-rates
- kansascitycreditunion.com/savings
- kansascitycreditunion.com/disclosures
All captured Sep 17, 2026
Special-purpose accounts
Holiday Club
0.03%APY
Membership eligibility required. Dividends are paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $4,999Dividends paid quarterly. | 0.03% | — | Dividends paid quarterly. |
| $5,000 – $9,999Dividends paid quarterly. | 0.03% | — | Dividends paid quarterly. |
| $10,000 – $49,999Dividends paid quarterly. | 0.03% | $3 | Dividends paid quarterly. |
| $50,000 – $74,999Dividends paid quarterly. | 0.05% | — | Dividends paid quarterly. |
| $75,000 and upDividends paid quarterly. | 0.05% | — | Dividends paid quarterly. |
Sources (2)
All captured Sep 17, 2026
Who can join Kansas City Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or worship in Jackson, Cass, or Clay County, Missouri are eligible for membership.
Employers and groups
- Employees of A.B. May Heating & AC are eligible for membership.
- Employees of KCATA (The Metro) are eligible for membership.
- Employees of Prier Products Inc. are eligible for membership.
- Employees of University Health are eligible for membership.
Military, government and schools
- Employees of The City of Kansas City, Missouri are eligible for membership.
1 more way to join
Family and household
- Family members of eligible qualifying members are eligible for membership.
Cost to join
- Members must open a My KC Savings Account with a minimum refundable deposit of $25.
Membership information collected October 4, 2026.