Credit union · NCUA insured
Goetz Credit Union
A $90.9M credit union headquartered in St. Joseph, MO, with 13,407 members and 1 branch in Missouri. Best rates: CDs 4.00% and savings 0.95% APY.
Goetz Credit Union Carrot Score
79
Carrot Score
Higher than 50% of U.S. banks and credit unions
#7 of 13 in St. Joseph, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Goetz Credit Union
Headquartered in St. Joseph, Missouri, Goetz Credit Union is a member-owned financial institution that has served its community since 1937.
- Headquarters
- 1905 Howard St, St. Joseph, MO 64501-1540
- NCUA charter
- 63606
Branches
1 branch in Missouri
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Missouri
1 branch
- Goetz credit unionMain office1905 Howard St, St. Joseph, MO 64501Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.71% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.50% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.95% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio15.71%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.50%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.95%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Goetz Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.