Credit union · NCUA insured
Public Safety Credit Union
Top CarrotA $190.6M credit union headquartered in Kansas City, MO, with 13,461 members and 5 branches in 2 states. Best rates: CDs 3.90% and savings 0.85% APY.
Public Safety Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 81% of U.S. banks and credit unions
#15 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Public Safety Credit Union
Founded in 1934 to serve employees of the Kansas City Missouri Police Department and their families, the credit union was originally known as The K.C. Policemen's Credit Union.
After renaming to K.C. Police in 1990 and Greater KC Public Safety Credit Union in 2015, the cooperative adopted the name Public Safety Credit Union in 2022.
Based in Kansas City, Missouri, the member-owned institution exclusively serves active and retired first responders and their families across Missouri and Kansas.
- Headquarters
- 2800 E 14th St, Kansas City, MO 64127
- NCUA charter
- 62812
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of First Responder Agencies in Missouri and Kansas are eligible for membership.
- Employees of Public Safety Credit Union are eligible for membership.
- Employees of Private Security Agencies in Missouri and Kansas are eligible for membership.
Military, government and schools
- Employees of Kansas City Crime Commission, Kansas City Board of Police Commissioners, and KCMO Police Retirement Board are eligible for membership.
- Employees of Prosecuting Attorney offices in Missouri and Kansas are eligible for membership.
Family and household
- Family members of any eligible individual are eligible for membership.
1 more way to join
Other ways
- All active and retired First Responders in Kansas and Missouri are eligible for membership.
Branches
5 branches in 2 states
Loading map…
Missouri
4 branches
- Main OfficeMain office2800 E 14th St, Kansas City, MO 64127Directions
- East Branch20130 E Valley View Pkwy, Independence, MO 64057Directions
- North Branch8320 N Brighton Ave, Kansas City, MO 64119Directions
- South Branch9701 Marion Park Dr, Kansas City, MO 64137Directions
Kansas
1 branch
- Overland Park7721 W 123rd St, Overland Park, KS 66213Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.72% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.39% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.95% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $79 | $76 | — |
- CapitalNet worth ratio12.72%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.39%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.95%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$79Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Public Safety Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.