Credit union · NCUA insured
Goetz Credit Union Savings Rates
Goetz Credit Union’s best savings rate is 0.95% APY on $10,000, with its Share/Savings. Rates checked October 16, 2026.
How Goetz Credit Union’s savings rates compare
Compared with banks and credit unions near St. Joseph, MO-KS, where Goetz Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Goetz Credit Union
0.95%APY
- Minimum
- $25
- Earns on $10,000 a year
- $95
Share/Savings
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
North American Savings Bank
3.60%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $360
Goetz Credit Union savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.95%
- $10,000 balance$10,0000.95%
- $100,000 balance$100,0000.95%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Goetz Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share/Savings
0.95%APY
A $25.00 minimum deposit holds membership. Dividends are paid quarterly. Deposits are insured up to $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.95% | $95 |
Special-purpose accounts
IRA
1.76%APY
Traditional, Roth and Education IRAs available. No minimum deposit required to open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.76% | $176 |
Christmas Club
0.95%APY
Earns dividends quarterly. No restrictions or penalty for early withdrawals. Funds can be transferred to regular savings/checking account or received by check.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.95% | $95 |
Vacation
0.95%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.95% | $95 |
Sources (1)
- goetzcu.com/rates.html · captured Oct 5, 2026
Who can join Goetz Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.