Bank · FDIC insured
Citizens-Farmers Bank
A $207M bank headquartered in Cole Camp, MO, with 2 branches in Missouri. Best rates: CDs 3.79% and savings 1.00% APY.
Citizens-Farmers Bank Carrot Score
75
Carrot Score
Higher than 38% of U.S. banks and credit unions
#94 of 160 in MissouriHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens-Farmers Bank
- Headquarters
- 121 E Main St, Cole Camp, MO 65325
- FDIC certificate
- 11463 ↗
Branches
2 branches in Missouri
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Missouri
2 branches
Cole Camp area · 1
- The Citizens-Farmers Bank of Cole CampMain office121 E Main St, Cole Camp, MO 65325Directions
Stover area · 1
- Stover Banking Center606 W 4th St, Stover, MO 65078Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.78% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.35% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.12% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $75 | $81 | — |
- CapitalLeverage ratio14.78%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.35%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.12%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$75Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens-Farmers Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.