Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Washington, DC-VA-MD-WV metro
- Andrews Federal Credit UnionPremium Money Market AccountPremium Money Market Account · $1,000 min · 0.80%–1.00% by balance
Credit union · 7 branches
0.85%APY$85 a year on $10,000Requirements
Product: Minimum balance to open and maintain an account is $1,000; a low balance fee applies if balance falls below $1,000. Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
0.80% interest rate
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $2,500 0.80% $2,500 – $20,000Your amount 0.85% $20,000 – $50,000 0.90% $50,000 and up 1.00% Rate checked
More details - Healthcare Systems Federal Credit UnionMoney Market AccountMoney Market Account · $1,500 min · 0.50%–2.75% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Federally insured by NCUA. Unlimited over-the-counter transactions and withdrawals. Earn dividends with higher rates for higher balances. Minimum balance is $1,500.
0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $9,999 0.50% $10,000 – $49,999Your amount 0.75% $50,000 – $149,999 1.00% $150,000 and up 2.75% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 6 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Blue Ridge BankMoney Market Tiered RatesMoney Market Tiered Rates · $2,500 min · 0.25%–2.52% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Offer: Minimum balance to open is $2,500.00.
0.25% interest rate · Effective Dec 11, 2025
Rate by balance
Rate by balance for Money Market Tiered Rates Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.25% $100,000 – $250,000 2.42% $250,000 – $1,000,000 2.52% $1,000,000 and up 2.52% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Membership eligibility required. Dividends are compounded daily and credited monthly. Fees may reduce earnings. Rates are variable and subject to change.
Offer: Applies to balances under $2,500. Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily and credited monthly.
0.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.00% $2,500 – $50,000Your amount 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.40% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires maintaining a minimum balance of $25.00 in Primary Share Savings to keep membership active and maintain other accounts. Accounts may be designated as Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.
Offer: Dividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends.
0.75% interest rate · Compounded daily
Rate checked
More details - Armed Forces BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.65%–1.75% by balance
Bank · 1 branch
0.70%APY$70 a year on $10,000intro rateRequirements
Product: A monthly service charge of $10 applies if balance falls below $1,000 on any day of the statement period. Closing account within 90 days of opening incurs a $25 fee.
Offer: Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - Labor Credit UnionMoney MarketMoney Market · $500 min · 0.60%–1.10% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Up to three $250 minimum withdrawals a month. Free Checks. Limited transaction account; exceeding transaction limits may result in a fee. Average Daily Balance method, compounded monthly. Dividends paid on the last day of the month.
Offer: $500 minimum balance required to earn dividends.
0.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $10,000 0.60% $10,000 – $20,000Your amount 0.65% $20,000 – $75,000 0.75% $75,000 – $100,000 0.90% $100,000 and up 1.10% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 6 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Interior FederalMoney Market AccountMoney Market Account · $1,000 min · 0.51%–0.85% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Competitive dividends on average daily balance of $1,000 or more. Fees may reduce earnings.
0.50% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $5,000 0.51% $5,000 – $10,000 0.60% $10,000 – $25,000Your amount 0.65% $25,000 – $50,000 0.70% $50,000 – $75,000 0.75% $75,000 – $100,000 0.80% $100,000 and up 0.85% Rate checked
More details - 0.65%APY$65 a year on $10,000
0.65% interest rate · No monthly fee
Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Owned by two or more people; all owners can deposit, withdraw, and view balance.
0.65% interest rate · No monthly fee
Rate checked
More details - Arlington Community Federal Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.50%–0.75% by balance
Credit union · 4 branches
0.60%APY$60 a year on $10,000Requirements
Product: Membership eligibility required. $5 deposit requirement of membership. Fees may reduce earnings. Yields may change after opening. Free convenience checks included.
Effective Jan 1, 2023
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.50% $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.60% $25,000 – $75,000 0.75% $75,000 and up 0.75% Rate checked
More details - Northwest Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.57%–1.39% by balance
Credit union · 12 branches
0.57%APY$57 a year on $10,000Requirements
Product: Dividends are compounded daily and paid monthly. No minimum balance required to open or maintain the account; $0.01 balance required to earn dividends.
Offer: Balance less than $2,500; $0.01 balance to earn dividends.
0.57% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.57% $2,500 – $25,000Your amount 0.57% $25,000 – $50,000 0.65% $50,000 – $100,000 0.67% $100,000 – $250,000 0.86% $250,000 – $1,000,000 1.34% $1,000,000 and up 1.39% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Monthly maintenance service charge of $5.00 is avoided with an average monthly balance of $100.
Offer: Minimum balance to earn APY is based on daily balance. Monthly maintenance fee of $5.00 waived with $100 average monthly balance.
0.55% interest rate · $5 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $99,999Your amount 0.55% $100,000 – $499,999 0.91% $500,000 – $1,999,999 1.10% $2,000,000 and up 1.28% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches