Credit union · NCUA insured
EverestFCU
A $9M credit union headquartered in Jackson Heights, NY, with 2,436 members and 4 branches in 4 states. Best rates: savings 0.65% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings810.65%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About EverestFCU
- Headquarters
- 3751 75th St, Fl 1B, Jackson Heights, NY 11372
- NCUA charter
- 24906
Branches
4 branches in 4 states
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New York
1 branch
- Head Office-Queens NYMain office3751 75th St, Fl 1B, Jackson Heights, NY 11372Directions
Ohio
1 branch
- Ohio Service Location6954 Americana Pkwy, Ste A, Reynoldsburg, OH 43068Directions
Texas
1 branch
- TX Service Location1212 Royal Pkwy Ste 103, Euless, TX 76040Directions
Virginia
1 branch
- Virginia10520 Warwick Ave, Ste B6, Fairfax, VA 22030Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.65% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 5.40% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.29% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $70 | $59 | — |
- CapitalNet worth ratio8.65%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late5.40%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.29%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$70Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of EverestFCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.