Blue Ridge Bank High-Yield Savings & Money Market Rates

How Blue Ridge Bank’s savings rates compare

Compared with banks and credit unions near Richmond, VA, where Blue Ridge Bank has the most branches. $10,000, best rate first.

This bank’s best
Blue Ridge Bank
3.00%APY
Requires
Monthly account activity
Minimum
$100
Earns on $10,000 a year
$300
Kasasa Saver
Top rate
Primis Bank
3.85%APY
Requires
None
Minimum
$1
Earns on $10,000 a year
$385
Primis Bank rates
2nd-highest rate
Langley Credit Union
3.75%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$375
Langley Credit Union rates

Compare savings rates near you →

Savings score

Higher than 77% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.10%
$10,000 balance$10,0000.75%
$100,000 balance$100,0003.56%
QualifiedQualified2.87%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Blue Ridge Bank ranks

By savings score, in each area where it has branches

And 4 more areas →

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Personal Money Market Account Special

3.56%APYPromotional$1,000 to open

Applies to new money only. Promotional period runs for 12 months from date account was opened.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25,000 and upPromotional APY for new money only, runs for 12 months from account opening. Minimum balance to obtain the promotional APY is $1,000,000.00.$25,000 and up	3.56%	—	Promotional APY for new money only, runs for 12 months from account opening. Minimum balance to obtain the promotional APY is $1,000,000.00.

Sources (1)

mybrb.bank/personal/credit-car…rsonal-credit-cards.html · captured Oct 4, 2026

Platinum Money Market

0.00%APYPromotional

Minimum balance to obtain interest is $25,000. An $11 service fee applies if the account balance falls below the minimum balance. Offer is for new money not currently on deposit with Blue Ridge Bank.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25,000An $11 service fee applies if account balance falls below the minimum balance.	0.00%	$0	An $11 service fee applies if account balance falls below the minimum balance.
$25,000 – $50,000For new money not currently on deposit with Blue Ridge Bank.	3.20%	—	For new money not currently on deposit with Blue Ridge Bank.
$50,000 – $250,000For new money not currently on deposit with Blue Ridge Bank.	3.20%	—	For new money not currently on deposit with Blue Ridge Bank.
$250,000 and upFor new money not currently on deposit with Blue Ridge Bank.	3.20%	—	For new money not currently on deposit with Blue Ridge Bank.

Sources (1)

mybrb.bank/personal/credit-car…rsonal-credit-cards.html · captured Oct 4, 2026

Signature Money Market

0.00%APYPromotional$25,000 to open

Minimum balance to open and obtain interest and APY is $25,000. An $11 service fee applies if the account balance falls below the minimum balance. Offer is for new money not currently on deposit with Blue Ridge Bank.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25,000An $11 service fee applies if account balance falls below the minimum balance.	0.00%	$0	An $11 service fee applies if account balance falls below the minimum balance.
$25,000 – $50,000An $11 service fee applies if account balance falls below the minimum balance.	0.00%	—	An $11 service fee applies if account balance falls below the minimum balance.
$50,000 – $250,000For new money not currently on deposit with Blue Ridge Bank.	3.05%	—	For new money not currently on deposit with Blue Ridge Bank.
$250,000 and upFor new money not currently on deposit with Blue Ridge Bank.	3.20%	—	For new money not currently on deposit with Blue Ridge Bank.

Sources (1)

mybrb.bank/personal/credit-car…rsonal-credit-cards.html · captured Oct 4, 2026

Kasasa Saver

Up to 3.00%APYRequirements apply$100 to open

Exclusive savings account paired with linked Kasasa Cash Checking account. No monthly maintenance fee. $100.00 minimum deposit to open. Meeting monthly qualification cycle requirements on linked Kasasa Cash account earns premium APY tiers and domestic ATM fee reimbursements; otherwise base APY applies.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceBase rate earned on all balances if Kasasa Cash monthly qualifications are not met.	0.01%	$1	Base rate earned on all balances if Kasasa Cash monthly qualifications are not met.
Up to $100,001Requires meeting Kasasa Cash monthly qualifications (at least 1 direct deposit/ACH, at least 15 debit card purchases, and eStatements enrollment).	3.00%	$300	Requires meeting Kasasa Cash monthly qualifications (at least 1 direct deposit/ACH, at least 15 debit card purchases, and eStatements enrollment).
$100,001 and upApplies to portion of balance over $100,001 if qualifications are met in linked Kasasa Cash account.	0.05%	—	Applies to portion of balance over $100,001 if qualifications are met in linked Kasasa Cash account.

Sources (3)

All captured Sep 19, 2026

Golden Advantage Money Market

2.87%APYRequirements apply$2,500 to open

Avoid monthly maintenance fee by maintaining a $2,500.00 minimum balance. Must have a Golden Advantage Checking or a Golden Advantage Plus Checking to qualify. Free e-statements, paper statement fee may apply.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$2,500 and up	2.87%	$287

Sources (2)

All captured Oct 4, 2026

Money Market Tiered Rates

0.75%APY$2,500 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,500Minimum balance to open is $2,500.00.	0.25%	—	Minimum balance to open is $2,500.00.
$2,500 – $10,000Minimum balance to open is $2,500.00.	0.50%	—	Minimum balance to open is $2,500.00.
$10,000 – $25,000Minimum balance to open is $2,500.00.	0.75%	$75	Minimum balance to open is $2,500.00.
$25,000 – $50,000Minimum balance to open is $2,500.00.	1.00%	—	Minimum balance to open is $2,500.00.
$50,000 – $100,000Minimum balance to open is $2,500.00.	1.25%	—	Minimum balance to open is $2,500.00.
$100,000 – $250,000Minimum balance to open is $2,500.00.	2.42%	—	Minimum balance to open is $2,500.00.
$250,000 – $1,000,000Minimum balance to open is $2,500.00.	2.52%	—	Minimum balance to open is $2,500.00.
$1,000,000 and upMinimum balance to open is $2,500.00.	2.52%	—	Minimum balance to open is $2,500.00.

Sources (1)

mybrb.bank/personal/credit-car…rsonal-credit-cards.html · captured Oct 4, 2026

Personal Savings

0.10%APY$100 to open

Avoid the $3.00 monthly service fee by maintaining a $300.00 minimum daily balance. $100 minimum deposit to open.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceAvoid the $3.00 monthly service fee by maintaining a $300.00 minimum daily balance.Any balance	0.10%	$10	Avoid the $3.00 monthly service fee by maintaining a $300.00 minimum daily balance.

Sources (3)

All captured Sep 19, 2026

Special-purpose accounts

Municipal Money Market Special

4.14%APYBusinessPromotional$1,000 to open

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$1,000,000 and upThis applies to new money only. Promotional period runs for 12 months from date account was opened. Minimum balance to obtain the promotional APY is $1,000,000.00.$1,000,000 and up	4.14%	—	This applies to new money only. Promotional period runs for 12 months from date account was opened. Minimum balance to obtain the promotional APY is $1,000,000.00.

Sources (1)

mybrb.bank/personal/credit-car…rsonal-credit-cards.html · captured Oct 4, 2026

Municipal Money Market Rates

0.25%APYBusiness$1,000 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25,000Minimum balance to open and to obtain APY is $1,000.00.	0.25%	$25	Minimum balance to open and to obtain APY is $1,000.00.
$25,000 – $50,000Minimum balance to open and to obtain APY is $1,000.00.	1.00%	—	Minimum balance to open and to obtain APY is $1,000.00.
$50,000 – $100,000Minimum balance to open and to obtain APY is $1,000.00.	1.37%	—	Minimum balance to open and to obtain APY is $1,000.00.
$100,000 – $250,000Minimum balance to open and to obtain APY is $1,000.00.	1.87%	—	Minimum balance to open and to obtain APY is $1,000.00.
$250,000 – $500,000Minimum balance to open and to obtain APY is $1,000.00.	2.07%	—	Minimum balance to open and to obtain APY is $1,000.00.
$500,000 – $1,000,000Minimum balance to open and to obtain APY is $1,000.00.	2.42%	—	Minimum balance to open and to obtain APY is $1,000.00.
$1,000,000 – $3,000,000Minimum balance to open and to obtain APY is $1,000.00.	2.62%	—	Minimum balance to open and to obtain APY is $1,000.00.
$3,000,000 – $5,000,000Minimum balance to open and to obtain APY is $1,000.00.	2.82%	—	Minimum balance to open and to obtain APY is $1,000.00.
$5,000,000 and upMinimum balance to open and to obtain APY is $1,000.00.	3.07%	—	Minimum balance to open and to obtain APY is $1,000.00.

Sources (1)

mybrb.bank/personal/credit-car…rsonal-credit-cards.html · captured Oct 4, 2026

Health Savings Account

0.10%APYHSA$100 to open

No monthly service fee. Minimum balance to open and to obtain APY is $100. Tax advantages apply for qualified medical expenses.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMinimum balance to open and to obtain APY is $100.$100 and up	0.10%	$10	Minimum balance to open and to obtain APY is $100.

Sources (3)

All captured Sep 19, 2026

Youth Savings

0.10%APYKids and teens$10 to open

Available to young savers under 18 years old. Avoid the $2.47 monthly service fee by maintaining a $10 minimum balance. $10 minimum deposit to open.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceAvoid the $2.47 monthly service fee by maintaining a $10 minimum balance.Any balance	0.10%	$10	Avoid the $2.47 monthly service fee by maintaining a $10 minimum balance.

Sources (3)

All captured Sep 19, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

← Blue Ridge Bank overview

How Blue Ridge Bank’s savings rates compare

Blue Ridge Bank savings score

Current savings rates

Personal Money Market Account Special

Platinum Money Market

Signature Money Market

Kasasa Saver

Golden Advantage Money Market

Money Market Tiered Rates

Personal Savings

Special-purpose accounts

Municipal Money Market Special

Municipal Money Market Rates

Health Savings Account

Youth Savings

Opening an account