Credit union · NCUA insured
Healthcare Systems Federal Credit Union
A $137.5M credit union headquartered in Falls Church, VA, with 13,911 members and 7 branches in Virginia. Best rates: CDs 4.10% and savings 0.75% APY.
Healthcare Systems Federal Credit Union Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#24 of 35 in Virginia Beach, VA-NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Healthcare Systems Federal Credit Union
Chartered in 1969 to serve Fairfax Hospital, Healthcare Systems Federal Credit Union is a member-owned, not-for-profit financial cooperative.
Headquartered in Falls Church, Virginia, the credit union serves the healthcare industry throughout Virginia, Washington, D.C., and Maryland's Montgomery and Prince George's counties.
- Headquarters
- 3300 Gallows Rd, Falls Church, VA 22042
- NCUA charter
- 24564
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals who work or volunteer in the healthcare industry in Virginia, Washington D.C., or Montgomery and Prince George's counties in Maryland are eligible for membership.
Family and household
- Household family members of individuals who work or volunteer in the healthcare industry in the served area are eligible for membership.
Branches
7 branches in Virginia
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Virginia
7 branches
Virginia Beach area · 4
- Hampton VAVAMC Building 28, Averill Ave, Hampton, VA 23669Directions
- Leigh Hospital830 Kempsville RD, Norfolk, VA 23502Directions
- Norfolk General Hospital600 Gresham Dr, Norfolk, VA 23507Directions
- Obici Hospital2800 Godwin Blvd, Suffolk, VA 23434Directions
Washington area · 3
- FairfaxMain office3300 Gallows Rd, Falls Church, VA 22042Directions
- Alexandria4320 Seminary Rd, Alexandria, VA 22304Directions
- Prince William8640 Sudley Rd, Manassas, VA 20110Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.41% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.49% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.54% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $62 | $76 | — |
- CapitalNet worth ratio11.41%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.49%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.54%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$62Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Healthcare Systems Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.