Credit union · NCUA insured
EverestFCU Savings Rates
EverestFCU’s best savings rate is 0.65% APY on $10,000, with its Joint Savings (Share) Account. Rates checked October 16, 2026.
How EverestFCU’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where EverestFCU has the most branches. $10,000, best rate first.
This credit union’s best
EverestFCU
0.65%APY
- Requires
- None
- Minimum
- $250
- Earns on $10,000 a year
- $65
Regular Savings (Share) Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
EverestFCU savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.65%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where EverestFCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Joint Savings (Share) Account
0.65%APY
Owned by two or more people; all owners can deposit, withdraw, and view balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.65% | $65 |
Sources (1)
- everestfcu.org/products/personal/savings · captured Sep 17, 2026
Regular Savings (Share) Account
0.65%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.65% | $65 |
Sources (1)
- everestfcu.org/products/personal/savings · captured Sep 17, 2026
Special-purpose accounts
Student (Share) Account
0.65%APY
For members under 18 with parental or guardian oversight.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor members under 18; parental or guardian oversight required.Any balance | 0.65% | $65 | For members under 18; parental or guardian oversight required. |
Sources (1)
- everestfcu.org/products/personal/savings · captured Sep 17, 2026
Who can join EverestFCU
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