Credit union · NCUA insured
Interior Federal
A $273.2M credit union headquartered in Washington, DC, with 19,807 members and 2 branches in 2 states. Best rates: savings 0.65% APY.
Interior Federal Carrot Score
84
Carrot Score
Higher than 68% of U.S. banks and credit unions
#45 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Interior Federal
Interior Federal is a member-owned and member-run credit union founded in 1935, headquartered in Reston, Virginia.
The credit union serves employees, contractors, volunteers, and retirees of the Department of the Interior and affiliated partner organizations.
- Headquarters
- 1849 C St NW Rm B038, Washington, DC 20240
- NCUA charter
- 319
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can become eligible by joining partner association Public Lands Foundation at no cost.
Employers and groups
- Available to members/employees of Public Lands Alliance (PLA) as a Select Employee Group.
- Available to non-DOI employees, volunteers, and retirees (and members where designated) of specified partner organizations.
Military, government and schools
- Available to DOI on-site contractors.
- Available to DOI employees nationwide.
- Available to all DOI retirees.
2 more ways to join
Military, government and schools
- Available to volunteers for a DOI organization or national park.
Family and household
- Available to spouses, children, siblings, parents, grandparents, grandchildren, and household members living in the same residence who maintain a single economic unit.
Cost to join
- Submit $25 for your membership share through your funding choice.
Branches
2 branches in 2 states
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District of Columbia
1 branch
- DC BranchMain office1849 C St NW Rm B038, Washington, DC 20240Directions
Virginia
1 branch
- VA Branch12201 Sunrise Valley Dr MS 700, Reston, VA 20192Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.49% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.09% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.67% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $88 | $76 | — |
- CapitalNet worth ratio7.49%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.09%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.67%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$88Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Interior Federal are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.