Credit union · NCUA insured
Northwest Federal Credit Union
A $4.5B credit union, the 105th largest of 4,329, headquartered in Herndon, VA, with 267,951 members and 12 branches in 2 states. Best rates: CDs 4.25% and savings 0.57% APY.
Northwest Federal Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#56 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Northwest Federal Credit Union
Established in 1947, Northwest Federal Credit Union is headquartered in Herndon, Virginia.
- Headquarters
- 200 Spring St, Herndon, VA 20170
- NCUA charter
- 5500
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, members, and volunteers of over 600 partner businesses and community organizations nationwide are eligible for membership.
Military, government and schools
- Employees or members of several federal government agencies are eligible for membership.
Family and household
- Immediate family members (spouse, children, siblings, parents, grandparents) and household members (sharing residence and living expenses) of eligible members are eligible to join.
Cost to join
- Membership requires opening a primary savings account.
Branches
12 branches in 2 states
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Virginia
11 branches
- Ballston Branch1008 N Glebe Rd, Arlington, VA 22201Directions
- One Loudoun Branch20400 Exchange St, Ashburn, VA 20147Directions
- Chantilly Branch14419 Chantilly Crossing Ln, Chantilly, VA 20151Directions
- Gainesville Branch7500 Webb Dr, Gainesville, VA 20155Directions
- Headquarters200 Spring St, Herndon, VA 20170Directions
- Shared Branching200 Spring St, Herndon, VA 20170Directions
- Leesburg Branch525 Trimble Plz SE, Leesburg, VA 20175Directions
- Manassas Branch9730 Liberia Ave, Manassas, VA 20110Directions
- McLean Branch1312B Chain Bridge Rd, McLean, VA 22101Directions
- Middleburg Branch101 W Washington St, Middleburg, VA 20117Directions
- Vienna Branch231 Maple Ave E, Vienna, VA 22180Directions
Maryland
1 branch
- Rockville Branch1807 Rockville Pike, Rockville, MD 20852Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.84% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.39% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.37% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $87 | $88 | — |
- CapitalNet worth ratio11.84%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.39%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$87Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Northwest Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.