Credit union · NCUA insured
Labor Credit Union
Top CarrotA $140M credit union headquartered in Washington, DC, with 8,679 members and 2 branches in 2 states. Best rates: CDs 4.37% and savings 0.65% APY.
Labor Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 84% of U.S. banks and credit unions
#24 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Labor Credit Union
- Headquarters
- 200 Constitution Ave NW, Room S-3220, Washington, DC 20210
- NCUA charter
- 4963
Branches
2 branches in 2 states
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District of Columbia
1 branch
- FPB OfficeMain office200 Constitution Ave NW, Room S-3220, Washington, DC 20210Directions
Maryland
1 branch
- Suitland Federal Center4600 Silver Hill Rd, #1k102, Suitland, MD 20746Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.82% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.59% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.78% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio7.82%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.59%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.78%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Labor Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.