Credit union · NCUA insured
Labor Credit Union Savings Rates
Top CarrotLabor Credit Union’s best savings rate is 0.65% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Labor Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Labor Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Labor Credit Union
0.65%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $65
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Labor Credit Union savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0001.10%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Labor Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.65%APY
Up to three $250 minimum withdrawals a month. Free Checks. Limited transaction account; exceeding transaction limits may result in a fee. Average Daily Balance method, compounded monthly. Dividends paid on the last day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $10,000$500 minimum balance required to earn dividends. | 0.60% | — | $500 minimum balance required to earn dividends. |
| $10,000 – $20,000 | 0.65% | $65 | |
| $20,000 – $75,000 | 0.75% | — | |
| $75,000 – $100,000 | 0.90% | — | |
| $100,000 and up | 1.10% | — |
Regular Share Savings
0.03%APY
No Monthly Service Fee. Membership opening deposit of $5.00; minimum balance fee of $1.00 per month if balance falls below $5.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50Minimum balance to open $5. | 0.00% | — | Minimum balance to open $5. |
| $50 and upMinimum balance to open $5. | 0.03% | $3 | Minimum balance to open $5. |
Special-purpose accounts
Journey Savings Youth
0.35%APY on $10,000
Ages Birth to 18. High-yield rate of 3.00% APY on the first $1,000, and 0.05% APY on balances over $1,000.
| Part of the balance | Rate on that part |
|---|---|
| Up to $1,000 | 3.00% |
| $1,000 and up | 0.05% |
On $10,000 the tiers blend to about 0.35% APY, earning $34 a year.
IRA Share Savings Accounts
0.30%APY
Traditional IRAs, Roth IRAs, and Coverdell Education IRAs available. No minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25Min balance to open: $0. | 0.00% | — | Min balance to open: $0. |
| $25 and upMin balance to open: $0. | 0.30% | $30 | Min balance to open: $0. |
Holiday Savings Club
0.05%APY
Does not allow withdrawals during the year; funds conveniently transfer to regular savings during the first week in November. Early withdrawal fee of $5.00 applies.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50Minimum balance to open $5. | 0.00% | — | Minimum balance to open $5. |
| $50 and upMinimum balance to open $5. | 0.05% | $5 | Minimum balance to open $5. |
Who can join Labor Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.