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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location
In Miami, FL metro

Top savings rates

Showing 1–15 results in Miami, FL metro

  1. Top Carrot, Carrot Score 94
    JM Associates FCUReward SavingsSavings

    Credit union · 1 branch

    5.12%APY$512 a year on $10,000
  2. HSBC USAPremier Relationship SavingsSavings · $1 min

    Bank · 2 branches

    4.40%APY$440 a year on $10,000with conditions
  3. Pibank USAPibank SavingsSavings · $0 min

    Bank · 1 branch

    4.25%APY$425 a year on $10,000
  4. EverBankEverBank Performance SavingsSavings · $0 min

    Bank · 3 branches

    4.20%APY$420 a year on $10,000intro rate
  5. Top Carrot, Carrot Score 89
    Flagstar BankFlagstar Ready SavingsSavings · $1 min · 0.05%–4.00% by balance

    Bank · 24 branches

    4.00%APY$400 a year on $10,000intro rate
  6. Justice Federal Credit UnionFreedom Direct SavingsSavings · $0 min · 0.15%–4.00% by balance

    Credit union · 2 branches

    4.00%APY$400 a year on $10,000with conditions
  7. Top Carrot, Carrot Score 93
    CIBC Bank USACIBC Agility™ High-Interest Savings AccountSavings · $1,000 min

    Bank · 1 branch

    3.75%APY$375 a year on $10,000
  8. Desjardins BankDBank Savings AccountSavings · $1,000 min

    Bank · 2 branches

    3.72%APY$372 a year on $10,000
  9. Metropolitan Commercial BankHigh Yield Savings AccountSavings · $1,000 min

    Bank · 2 branches

    3.56%APY$356 a year on $10,000
  10. Velocity Community Credit UnionHigh Yield Savings - New Money OnlySavings · $10,000 min

    Credit union · 3 branches

    3.50%APY$350 a year on $10,000with conditions
  11. Amerant BankRelationship Money MarketRelationship Money Market · $100 min

    Bank · 22 branches

    3.50%APY$350 a year on $10,000intro rate
  12. BankUnitedPromotional Money Market AccountPromotional Money Market Account · $2,500 min

    Bank · 36 branches

    3.50%APY$350 a year on $10,000intro rate
  13. Sunstate BankAdvantage Money MarketAdvantage Money Market · 0.10%–3.25% by balance

    Bank · 3 branches

    3.25%APY$325 a year on $10,000with conditions
  14. HSBC USAPremier Relationship SavingsSavings · $1 min

    Bank · 2 branches

    3.10%APY$310 a year on $10,000with conditions
  15. Sunstate BankAdvantage Money MarketAdvantage Money Market · 0.00%–3.04% by balance

    Bank · 3 branches

    3.04%APY$304 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Miami, FL metro

204 accounts at 80 banks and credit unions · checked Oct 15–22

Typical
0.15%
Top 10% from
2.53%
Banks, typical
0.10%
Credit unions, typical
0.25%

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Miami, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. American Airlines Federal Credit UnionCredit union · 6 branches
  2. JM Associates FCUCredit union · 1 branch
  3. First Choice Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate