Bank · FDIC insured
EverBank
A $46.7B bank, the 52nd largest of 4,207, headquartered in Jacksonville, FL, with 39 branches in 3 states. It opens accounts online nationwide. Best rates: savings 4.20% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings994.20%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About EverBank
EverBank serves consumer and commercial clients nationwide online and through financial centers in Florida, California, and New York.
In 2026, WaFd entered a 3.9 billion dollar reverse merger with EverBank Financial Corp.
- Headquarters
- 301 W Bay St, Jacksonville, FL 32202
- FDIC certificate
- 34775 ↗
Branches
39 branches in 3 states
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California
28 branches
San Francisco area · 9
- Excelsior Branch4627 Mission St, San Francisco, CA 94112Directions
- Geary Financial Center Branch6001 Geary Blvd, San Francisco, CA 94121Directions
- Market Street Branch2100 Market St, San Francisco, CA 94114Directions
- Montgomery Branch400 Montgomery St, San Francisco, CA 94104Directions
- Noe Valley Branch3800 24th St, San Francisco, CA 94114Directions
- Noriega Branch1239 Noriega St, San Francisco, CA 94122Directions
- Portola Branch2555 San Bruno Ave, San Francisco, CA 94134Directions
- Sunset Branch2501 Irving St, San Francisco, CA 94122Directions
- West Portal Branch115 West Portal Ave, San Francisco, CA 94127Directions
Alhambra area · 1
- Alhambra Branch711 W Valley Blvd, Alhambra, CA 91803Directions
Arcadia area · 1
- Arcadia Branch657 W Duarte Rd, Arcadia, CA 91007Directions
Beverly Hills area · 1
- Beverly Hills Branch9550 Santa Monica Blvd, Beverly Hills, CA 90210Directions
Burlingame area · 1
- Burlingame Branch1210 Broadway, Burlingame, CA 94010Directions
Chino Hills area · 1
- Chino Hills Branch2911 Chino Ave, Chino Hills, CA 91709Directions
Corona Del Mar area · 1
- Corona Del Mar Branch2800 E Coast Hwy, Corona Del Mar, CA 92625Directions
Cupertino area · 1
- Cupertino Branch10191 S De Anza Blvd, Cupertino, CA 95014Directions
Daly City area · 1
- Daly City Branch440 Westlake Ctr, Daly City, CA 94015Directions
Encino area · 1
- Encino Branch15903 Ventura Boulevard, Encino, CA 91436Directions
Fremont area · 1
- Fremont Branch38990 Paseo Padre Pkwy, Fremont, CA 94538Directions
Irvine area · 1
- Irvine Branch4250 Barranca Pkwy, Irvine, CA 92604Directions
La Puente area · 1
- Rowland Heights Branch19220 Colima Rd, La Puente, CA 91748Directions
Los Angeles area · 1
- Koreatown Branch3640 Wilshire Blvd, Los Angeles, CA 90010Directions
Oakland area · 1
- Oakland Branch735 Webster St, Oakland, CA 94607Directions
Roseville area · 1
- Roseville Branch1504 Eureka Road, Roseville, CA 95661Directions
San Mateo area · 1
- San Mateo Branch15 E 4th Ave, San Mateo, CA 94401Directions
San Rafael area · 1
- San Rafael Branch1104 4th St, San Rafael, CA 94901Directions
Santa Monica area · 1
- Santa Monica Branch1630 Montana Ave, Santa Monica, CA 90403Directions
Thousand Oaks area · 1
- Westlake Village Branch971 S Westlake Blvd, Thousand Oaks, CA 91361Directions
Florida
10 branches
Jacksonville area · 3
- Oceanway Branch104 New Berlin Rd, Jacksonville, FL 32218Directions
- Ortega Branch4211 San Juan Ave, Jacksonville, FL 32210Directions
- San Jose Branch10400 San Jose Blvd, Jacksonville, FL 32257Directions
Boca Raton area · 1
- Boca Raton Branch595 S Federal Hwy, Boca Raton, FL 33432Directions
Clearwater area · 1
- Clearwater Branch2530 State Road 580, Clearwater, FL 33761Directions
Coral Gables area · 1
- Coral Gables Branch20 Giralda Ave, Coral Gables, FL 33134Directions
Fort Lauderdale area · 1
- Fort Lauderdale Branch2521 E Commercial Blvd, Fort Lauderdale, FL 33308Directions
Fort Myers area · 1
- Daniels Branch6321 Daniels Parkway, Fort Myers, FL 33912Directions
Jacksonville Beach area · 1
- Jacksonville Beach Financial Center Branch2200 3rd St S, Jacksonville Beach, FL 32250Directions
Naples area · 1
- Colliers Reserve Branch1185 Immokalee Rd, Naples, FL 34110Directions
New York
1 branch
- Flushing Branch3902 Main St, Flushing, NY 11354Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.05% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.42% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.00% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $98 | $85 | — |
- CapitalLeverage ratio9.05%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.42%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.00%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$98Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of EverBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.