Bank · FDIC insured
Desjardins Bank Savings Rates
Desjardins Bank’s best savings rate is 3.72% APY on $10,000, with its DBank Savings Account. Rates checked October 15, 2026.
How Desjardins Bank’s savings rates compare
Compared with banks and credit unions near Miami, FL, where Desjardins Bank has the most branches. $10,000, best rate first.
This bank’s best
Desjardins Bank
3.72%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $372
DBank Savings Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Desjardins Bank savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.72%
- $10,000 balance$10,0003.72%
- $100,000 balance$100,0003.72%
- QualifiedQualified3.72%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Desjardins Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
DBank Savings Account
3.72%APY
Interest is compounded daily and credited monthly using the daily balance method. Minimum opening deposit is $1,000.00. Minimum balance to earn interest is $0.01.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance required to earn interest is $0.01. $0 monthly service charge with free eStatements ($3 for paper statements).Over $0 | 3.72% | $372 | Minimum balance required to earn interest is $0.01. $0 monthly service charge with free eStatements ($3 for paper statements). |
Money Market
1.51%APY
Interest is compounded daily and credited monthly using the daily balance method. Variable rate subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Minimum balance required to earn interest is $0.01.Up to $100,000 | 1.51% | $151 | Minimum balance required to earn interest is $0.01. |
Sources (1)
- desjardinsbank.com/content/dam…dbank-interest-rates.pdf · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.