Bank · FDIC insured
Pibank USA Savings Rates
Pibank USA’s best savings rate is 4.25% APY on $10,000, with its Pibank Savings. Rates checked October 15, 2026.
How Pibank USA’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Pibank USA
4.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $425
Pibank Savings
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Pibank USA savings score
99
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0004.25%
- $10,000 balance$10,0004.25%
- $100,000 balance$100,0004.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pibank USA ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Pibank Savings
4.25%APY
Must be 18 years or older, reside in the USA, have a valid Social Security Number, and provide a valid driver's license, state-issued ID, or US passport. Initial deposit can only be made via PLAID transfer or wire transfer (check deposits not accepted).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate subject to change at any time. Interest calculated daily and credited monthly on the 15th (or next business day). Minimum daily collected balance of $0.01 to earn disclosed APY.Over $0 | 4.25% | $425 | Variable rate subject to change at any time. Interest calculated daily and credited monthly on the 15th (or next business day). Minimum daily collected balance of $0.01 to earn disclosed APY. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.