Bank · FDIC insured
Metropolitan Commercial Bank
A $8.9B bank, the 180th largest of 4,207, headquartered in New York, NY, with 10 branches in 3 states. Best rates: savings 3.56% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings963.56%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Metropolitan Commercial Bank
- Headquarters
- 99 Park Ave, New York, NY 10016
- FDIC certificate
- 34699 ↗
Branches
10 branches in 3 states
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New York
7 branches
- Metropolitan Commercial BankMain office99 Park Ave, New York, NY 10016Directions
- Boro Park Branch5102 13th Avenue, Brooklyn, NY 11219Directions
- Great Neck Branch111 Great Neck Rd, Great Neck, NY 11021Directions
- 16 West 46th Street Branch16 W 46th St, New York, NY 10036Directions
- Garment District Times Square Branch1431 Broadway, New York, NY 10018Directions
- Lexington Avenue Branch1270 Lexington Ave, New York, NY 10028Directions
- Park Avenue Branch99 Park Ave, New York, NY 10016Directions
Florida
2 branches
- Brickell Miami Branch1111 Brickell Ave, Miami, FL 33131Directions
- West Palm Beach Branch180 Lakeview Ave, West Palm Beach, FL 33401Directions
New Jersey
1 branch
- Lakewood Branch311 Boulevard Of Americas, Lakewood, NJ 08701Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.07% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.91% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.23% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalLeverage ratio11.07%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.91%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.23%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Metropolitan Commercial Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.