Bank · FDIC insured
Metropolitan Commercial Bank Savings Rates
Metropolitan Commercial Bank’s best savings rate is 3.56% APY on $10,000, with its High Yield Savings Account. Rates checked October 16, 2026.
How Metropolitan Commercial Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Metropolitan Commercial Bank has the most branches. $10,000, best rate first.
This bank’s best
Metropolitan Commercial Bank
3.56%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $356
High Yield Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Metropolitan Commercial Bank savings score
96
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0003.56%
- $10,000 balance$10,0003.56%
- $100,000 balance$100,0003.56%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Metropolitan Commercial Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings Account
3.56%APY
Available exclusively through digital banking platform. "New Money" only. Rates are variable and subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $250,000Offered as of 4/20/2026. APY applies to balances from $1,000 to $250,000. Daily minimum balance of $1,000 is required to earn interest. No monthly service charges and no minimum balance requirements to waive fees. "New Money" only.$1,000 – $250,000 | 3.56% | $356 | Offered as of 4/20/2026. APY applies to balances from $1,000 to $250,000. Daily minimum balance of $1,000 is required to earn interest. No monthly service charges and no minimum balance requirements to waive fees. "New Money" only. |
Sources (3)
All captured Sep 17, 2026
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