Bank · FDIC insured
Sunstate Bank
A $580.4M bank headquartered in Miami, FL, with 3 branches in Florida. Best rates: CDs 4.25% and savings 0.10% APY.
Sunstate Bank Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#50 of 67 in Miami, FL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Sunstate Bank
- Headquarters
- 14095 S Dixie Hwy, Miami, FL 33176
- FDIC certificate
- 34643 ↗
Branches
3 branches in Florida
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Florida
3 branches
- Sunstate BankMain office14095 S Dixie Hwy, Miami, FL 33176Directions
- Coral Gables Branch2901 S Le Jeune Rd, Coral Gables, FL 33134Directions
- West Miami Branch5722 Sw 8th St, West Miami, FL 33144Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.45% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.01% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $68 | $81 | — |
- CapitalLeverage ratio11.45%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.01%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$68Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Sunstate Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.