Credit union · NCUA insured
JM Associates FCU
Top CarrotA $152.6M credit union headquartered in Jacksonville, FL, with 8,801 members and 5 branches in 3 states. Best rates: CDs 3.71% and savings 5.12% APY.
JM Associates FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#2 of 29 in Jacksonville, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About JM Associates FCU
JM Associates Federal Credit Union is a full-service, federally chartered credit union that officially opened its doors on October 21, 1980, at the SET Port Facility.
Headquartered in Jacksonville, Florida, the credit union operates six offices across Jacksonville and Deerfield Beach, Florida, Mobile, Alabama, St. Louis, Missouri, and Commerce, Georgia.
JM Associates FCU serves associates of JM Family Enterprises Inc. and their immediate family members in all 50 states and abroad.
- Headquarters
- 9987 Pritchard Rd, Jacksonville, FL 32219-2894
- NCUA charter
- 23709
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Associates, retirees, and interns of JM Family Enterprises, Inc. and its affiliated companies are eligible for membership.
Family and household
- Immediate family members (spouse, parent, child, sibling, grandparent, or grandchild, including step and adoptive relationships) or surviving spouses of JMAFCU members are eligible for membership.
Cost to join
- Membership requires a $5 deposit into a Share Savings account.
- Membership requires a $5 membership fee.
Branches
5 branches in 3 states
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Florida
3 branches
Jacksonville area · 2
- WestlakeMain office9987 Pritchard Rd, Jacksonville, FL 32219Directions
- Port1751 Talleyrand Ave, Jacksonville, FL 32206Directions
Miami area · 1
- Deerfield111 Jim Moran Blvd, Deerfield Beach, FL 33442Directions
Alabama
1 branch
- Mobile6150 Omni Park Dr, Mobile, AL 36609Directions
Missouri
1 branch
- St. Louis3120 Rider Trl S, Earth City, MO 63045Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.46% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.71% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.51% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $77 | $76 | — |
- CapitalNet worth ratio15.46%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.71%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.51%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$77Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of JM Associates FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.