Bank · FDIC insured
Amerant Bank Savings Rates
Amerant Bank’s best savings rate is 3.50% APY on $10,000, with its Relationship Money Market. Rates checked October 15, 2026.
How Amerant Bank’s savings rates compare
Compared with banks and credit unions near Miami, FL, where Amerant Bank has the most branches. $10,000, best rate first.
This bank’s best
Amerant Bank
3.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $350
Relationship Money Market
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Amerant Bank savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0003.50%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Amerant Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship Money Market
3.50%APY
Domestic personal accounts only (advertised rate applies in Florida). Must be a US citizen or resident alien with valid US TIN. Variable rate account. Must open an account by 10/09/2026 to get the promotional rate. $35 monthly service fee waived by maintaining a $50,000 balance per statement cycle. 6 free withdrawals/transfers per statement cycle ($12 each after). Minimum $100 balance required to earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upPromotional rate; must open account by 10/09/2026. Stated offer is valid only for Domestic Personal Account customers in Florida. Must be a citizen or resident alien of the US with valid US TIN. Variable rate account. $35 monthly service fee waived with $50,000 balance per statement cycle.$100 and up | 3.50% | $350 | Promotional rate; must open account by 10/09/2026. Stated offer is valid only for Domestic Personal Account customers in Florida. Must be a citizen or resident alien of the US with valid US TIN. Variable rate account. $35 monthly service fee waived with $50,000 balance per statement cycle. |
Sources (3)
- amerantbank.com/personal/money-market
- amerantbank.com/personal/personal-savings
- amerantbank.com/products/perso…elationship-money-market
All captured Oct 5, 2026
Savings
0.05%APY
Advertised rates apply only in Florida for domestic accounts. $5 monthly fee is waived by maintaining a $300 average balance per statement cycle, or by maintaining a $1 balance in a Checking, Interest Checking, or Money Market account on the last business day of the statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. | 0.05% | — | Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. |
| $5,000 – $10,000Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. | 0.05% | — | Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. |
| $10,000 – $25,000Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. | 0.05% | $5 | Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. |
| $25,000 – $50,000Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. | 0.75% | — | Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. |
| $50,000 – $100,000Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. | 0.75% | — | Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. |
| $100,000 – $250,000Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. | 0.75% | — | Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. |
| $250,000 and upAdvertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. | 0.75% | — | Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle. |
Money Market
0.01%APY
Domestic personal accounts only (advertised rate applies in Florida). Must be a US citizen or resident alien with valid US TIN. $25 monthly maintenance fee waived with $5,000 balance per statement cycle or $25,000 combined monthly average balance in other deposit or loan accounts (excluding credit cards). Up to 6 preauthorized withdrawals/transfers per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $5,000Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. | 0.01% | — | Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. |
| $5,000 – $10,000Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. | 0.01% | — | Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. |
| $10,000 – $25,000Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. | 0.01% | $1 | Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. |
| $25,000 – $50,000Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. | 0.05% | — | Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. |
| $50,000 – $100,000Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. | 0.05% | — | Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. |
| $100,000 – $250,000Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. | 0.05% | — | Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. |
| $250,000 – $500,000Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. | 0.10% | — | Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. |
| $500,000 and upDomestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. | 0.15% | — | Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN. |
Sources (3)
- amerantbank.com/personal/money-market
- amerantbank.com/personal/personal-savings
- amerantbank.com/products/perso…nal-savings/money-market
All captured Oct 5, 2026
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