Bank · FDIC insured
Desjardins Bank
A $362.1M bank headquartered in Hallandale, FL, with 2 branches in Florida. Best rates: CDs 3.95% and savings 3.72% APY.
Desjardins Bank Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#30 of 67 in Miami, FL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Desjardins Bank
Desjardins Bank is headquartered in Hallandale Beach, Florida.
- Headquarters
- 1001 E Hallandale Beach Blvd, Hallandale, FL 33009
- FDIC certificate
- 33565 ↗
Branches
2 branches in Florida
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Florida
2 branches
- Desjardins Bank, National AssociationMain office1001 E Hallandale Beach Blvd, Hallandale, FL 33009Directions
- Pompano Beach Branch2741 E Atlantic Blvd, Pompano Beach, FL 33062Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 19.31% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.31% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.25% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $92 | $81 | — |
- CapitalLeverage ratio19.31%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.31%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.25%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$92Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Desjardins Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.