Bank · FDIC insured
CIBC Bank USA Savings Rates
Top CarrotCIBC Bank USA’s best savings rate is 3.75% APY on $10,000, with its CIBC Agility™ High-Interest Savings Account. Rates checked October 16, 2026.
How CIBC Bank USA’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where CIBC Bank USA has the most branches. $10,000, best rate first.
This bank’s best
CIBC Bank USA
3.75%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $375
CIBC Agility™ High-Interest Savings Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
CIBC Bank USA savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.75%
- $10,000 balance$10,0003.75%
- $100,000 balance$100,0003.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CIBC Bank USA ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CIBC Agility™ High-Interest Savings Account
3.75%APY
Applicants must have a current U.S. home address (excluding U.S. territories, with the exception of Puerto Rico), a U.S. SSN, a valid U.S. driver's license or state ID, and be 18 years of age or older. Individual and joint ownership offered. Max deposit limit of $1,000,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000,000Variable rate; interest compounded and credited monthly. Must maintain a minimum balance of $0.01 each day to obtain disclosed APY. Initial deposit must be between $1,000 and $250,000 made via internal transfer or external ACH debit.Up to $1,000,000 | 3.75% | $375 | Variable rate; interest compounded and credited monthly. Must maintain a minimum balance of $0.01 each day to obtain disclosed APY. Initial deposit must be between $1,000 and $250,000 made via internal transfer or external ACH debit. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.