Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 796–810 results in Texas
- 0.05%APY$5 a year on $10,000
Requirements
Product: Up to 3 complimentary withdrawals per month; $2 per withdrawal fee over 3 per month. $3 monthly service charge waived with a daily balance of $200 or more. Minimum opening deposit is $100 ($25 for minors).
Offer: Minor account opening minimum deposit is $25. $3 monthly service charge avoided with daily balance of $200 or more. Up to 3 complimentary withdrawals per month ($2 per transaction thereafter).
0.05% interest rate · $3 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open with $5, earn dividends at $100.
Offer: Earns dividends once balance reaches $100.
0.05% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open your account with $5 and start earning dividends once balance reaches $100.
Offer: Earns dividends once balance reaches $100.
0.05% interest rate · Effective Oct 22, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 312 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back account. Free account with $25.00 opening deposit.
Offer: Rate when monthly qualifications on linked Kasasa checking account are not met.
Qualified rate · No monthly fee
Rate checked
More details - Greater Texas Credit UnionShare Savings AccountsSavings · $0 min · 0.00%–0.05% by balance
Credit union · 15 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends paid quarterly.
Offer: Daily Balance Method. Dividends paid quarterly.
0.00% interest rate
Rate by balance
Rate by balance for Share Savings Accounts Balance APY Up to $5 0.00% Up to $1,000 0.05% $1,000 – $2,500 0.05% $2,500 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Savings account required for Credit Union membership. After six months, must maintain a minimum $250 balance or open any other type of account to avoid a $5 monthly service fee.
Offer: After six months, maintain a minimum $250 balance or open any other type of account to avoid the $5 monthly fee.
$5 monthly fee
Rate checked
More details - Farmers Insurance Federal Credit UnionRainy Day SavingsSavings · $0 min · 0.05%–1.75% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: APY of 1.75% on balances up to $2,000; Membership Savings rate (0.05%) on balances over $2,000. Maximum of two free withdrawals per calendar year ($20 fee each additional withdrawal). Funded via recurring ACH deposit or qualifying external funds. Limit one Rainy Day Account per qualified membership. Membership eligibility required.
Offer: APY of 1.75% on balances up to $2,000. Maximum of two free withdrawals per calendar year.
Rate by balance
Rate by balance for Rainy Day Savings Balance APY Up to $2,000 1.75% $2,000 and upYour amount 0.05% Rate checked
More details - SkyOne Federal Credit UnionRegular SavingsSavings · $0 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Variable-rate account. Also referenced as Basic Savings / Primary Savings.
0.00% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $499 0.00% $500 and upYour amountDividends posted and compounded monthly. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Available only if a Rewards Checking or Cash Back Checking account is maintained.
Offer: Requirements not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2025
Rate checked
More details - FedEx Employees Credit AssociationShare Savings AccountSavings · $500 min · 0.01%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: FECA membership required. Accounts insured up to $500,000 ($250,000 by NCUA and $250,000 by ESI).
Effective Oct 13, 2024
Rate by balance
Rate by balance for Share Savings Account Balance APY $500 – $1,000 0.01% $1,000 – $3,000 0.03% $3,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatically makes you a member and part owner of the Credit Union. Minimum balance to maintain membership/avoid fee is $5.00 ($2.00/month service fee if minimum balance not maintained). $10 closing fee if opened less than 6 months. Free transfers limited to 6 per calendar month/statement cycle.
Offer: Dividends compounded and credited monthly based on calendar month average daily balance. $2.00 monthly service charge fee if minimum balance is not maintained.
0.05% interest rate · $2 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches