Credit union · NCUA insured
Carter Credit Union Savings Rates
Carter Credit Union’s best savings rate is 2.50% APY on $10,000, with its Money Max. Rates checked October 16, 2026.
How Carter Credit Union’s savings rates compare
Compared with banks and credit unions near Shreveport, LA, where Carter Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Carter Credit Union
2.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $250
Money Max
Top rate
Barksdale Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Carter Credit Union savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0002.75%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Carter Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Max
2.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 – $2,499 | 1.00% | — |
| $2,500 – $9,999 | 2.25% | — |
| $10,000 – $50,000 | 2.50% | $250 |
| $50,000 – $250,000 | 2.75% | — |
| $250,000 and up | 3.00% | — |
Sources (1)
- cartercu.org/Rates/Deposit-Rates · captured Sep 18, 2026
Money Max
2.50%APY
Allows up to six transactions during the month. An $8 service charge is assessed if the number of transactions is exceeded or if the minimum monthly balance of $2,500 is not maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. | 0.00% | — | Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. |
| $500 – $2,499Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. | 1.00% | — | Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. |
| $2,500 – $9,999Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. | 2.25% | — | Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. |
| $10,000 – $50,000Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. | 2.50% | $250 | Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. |
| $50,000 – $250,000Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. | 2.75% | — | Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. |
| $250,000 and upMonthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. | 3.00% | — | Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month. |
Rewards Savings
Up to 1.50%APY
Available only if a Rewards Checking or Cash Back Checking account is maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Requirements met; requires maintaining a Rewards Checking or Cash Back Checking account. | 1.50% | $150 | Requirements met; requires maintaining a Rewards Checking or Cash Back Checking account. |
| Any balanceRequirements not met. | 0.05% | $5 | Requirements not met. |
| $25,001 and upRequirements met; portion of balance of $25,001.00 or greater; requires maintaining a Rewards Checking or Cash Back Checking account. | 0.15% | — | Requirements met; portion of balance of $25,001.00 or greater; requires maintaining a Rewards Checking or Cash Back Checking account. |
Basic Savings
0.25%APY
Establishes membership with Carter Credit Union. Includes 2 free withdrawals per month ($10 charge for each additional withdrawal).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Special-purpose accounts
Health Savings
2.02%APY
Designed for individuals who carry a high-deductible health plan (HDHP). Unlimited transactions.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 and up | 2.02% | $202 |
IRA Savings
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- cartercu.org/Rates/Deposit-Rates · captured Oct 16, 2026
Who can join Carter Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.